{"id":104840,"date":"2018-01-19T20:43:19","date_gmt":"2018-01-19T19:43:19","guid":{"rendered":"https:\/\/www.realites.com.tn\/?p=104840"},"modified":"2018-01-19T20:43:19","modified_gmt":"2018-01-19T19:43:19","slug":"uib-dynamique-de-croissance-soutenue-2017","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/","title":{"rendered":"UIB : Une dynamique de croissance soutenue en 2017"},"content":{"rendered":"<p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-67677\" src=\"https:\/\/www.realites.com.tn\/wp-content\/uploads\/2016\/07\/uib-18072106.png\" alt=\"uib-18072106\" width=\"680\" height=\"300\" srcset=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png 680w, https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106-300x132.png 300w\" sizes=\"(max-width: 680px) 100vw, 680px\" \/>Dans un environnement encore difficile \u00e0 bien des \u00e9gards, l\u2019Union Internationale de Banques (UIB) a continu\u00e9 d\u2019afficher en 2017une belle performance financi\u00e8re et commerciale. Son Produit Net Bancaire, port\u00e9 par une hausse de + 19,8% des Produits d\u2019Exploitation Bancaire, s\u2019\u00e9tablit \u00e0 290 MTND \u00e0 fin 2017 r\u00e9alisant ainsi une progression de +17%. Ces r\u00e9sultats sont tir\u00e9s par la dynamique soutenue des marges d\u2019int\u00e9r\u00eats et sur commissions ainsi que par le bon comportement des revenus du portefeuille-titre commercial et d\u2019investissement.<br \/>\nCette progression des revenus de l\u2019UIB refl\u00e8te l\u2019acc\u00e9l\u00e9ration de sa conqu\u00eate commerciale dans les diff\u00e9rents segments de client\u00e8le Corporate et Retail et son r\u00f4le accru dans le financement de l\u2019\u00e9conomie. La croissance soutenue des encours de d\u00e9p\u00f4ts (+12,6% vs. fin d\u00e9cembre 2016, soit un additionnel de 462 MTND) et de cr\u00e9dits nets \u00e0 la client\u00e8le (+19,4% vs. fin d\u00e9cembre 2016, soit +801 MTND) t\u00e9moigne \u00e9galement de la confiance de ses clients et de l\u2019ad\u00e9quation de son mod\u00e8le de banque relationnelle comme vecteur de gains de parts de march\u00e9.<br \/>\nGr\u00e2ce \u00e0 cette bonne dynamique commerciale, \u00e0 une ma\u00eetrise rigoureuse des risques et aux efforts continus de rationalisation, l\u2019UIB continue \u00e0 faire progresser ses r\u00e9sultats tout en poursuivant ses investissements dans le d\u00e9veloppement de son capital humain, dans la modernisation de ses infrastructures informatiques et dans l\u2019innovation. Le R\u00e9sultat Brut d\u2019Exploitation progresse ainsi de +21,1% \u00e0 154,6 MTND au cours de l\u2019ann\u00e9e 2017, permettant de renforcer le socle de rentabilit\u00e9 \u00e0 un rythme sup\u00e9rieur aux pr\u00e9visions de la feuille de route strat\u00e9gique 2017-2020.<br \/>\nCommentant les indicateurs d\u2019activit\u00e9 de l\u2019ann\u00e9e 2017, Mondher Ghazali, Directeur g\u00e9n\u00e9ral de l\u2019UIB a d\u00e9clar\u00e9 :<br \/>\n\u00ab <em>Ce bilan largement positif de l\u2019Union Internationale de Banques illustre la solidit\u00e9 de son business model diversifi\u00e9 et \u00e9quilibr\u00e9 et la pertinence de sa strat\u00e9gie de diff\u00e9renciation par l\u2019innovation et la satisfaction de la client\u00e8le. Il confirme sa forte r\u00e9silience \u00e0 un environnement encore difficile gr\u00e2ce \u00e0 sa capacit\u00e9 de ma\u00eetrise des co\u00fbts et des risques et \u00e0 l\u2019engagement et l\u2019expertise de ses collaborateurs. Enfin, ces r\u00e9sultats lui permettent de d\u00e9ployer ses futurs relais de croissance en vue d\u2019acc\u00e9l\u00e9rer son d\u00e9veloppement au b\u00e9n\u00e9fice de ses clients et de l\u2019\u00e9conomie<\/em> \u00bb.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dans un environnement encore difficile \u00e0 bien des \u00e9gards, l\u2019Union Internationale de Banques (UIB) a continu\u00e9 d\u2019afficher en 2017une belle performance financi\u00e8re et commerciale. Son Produit Net Bancaire, port\u00e9 par&hellip;<\/p>\n","protected":false},"author":60,"featured_media":67677,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-104840","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>UIB : Une dynamique de croissance soutenue en 2017 - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Dans un environnement encore difficile \u00e0 bien des \u00e9gards, l\u2019Union Internationale de Banques (UIB) a continu\u00e9 d\u2019afficher en 2017une belle performance\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UIB : Une dynamique de croissance soutenue en 2017 - R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"og:description\" content=\"Dans un environnement encore difficile \u00e0 bien des \u00e9gards, l\u2019Union Internationale de Banques (UIB) a continu\u00e9 d\u2019afficher en 2017une belle performance\" \/>\n<meta property=\"og:url\" content=\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realites.tn\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-01-19T19:43:19+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png\" \/>\n\t<meta property=\"og:image:width\" content=\"680\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"La R\u00e9daction\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"La R\u00e9daction\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/\",\"url\":\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/\",\"name\":\"UIB : Une dynamique de croissance soutenue en 2017 - R\u00e9alit\u00e9s Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png\",\"datePublished\":\"2018-01-19T19:43:19+00:00\",\"author\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7\"},\"description\":\"Dans un environnement encore difficile \u00e0 bien des \u00e9gards, l\u2019Union Internationale de Banques (UIB) a continu\u00e9 d\u2019afficher en 2017une belle performance\",\"breadcrumb\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#primaryimage\",\"url\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png\",\"contentUrl\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png\",\"width\":680,\"height\":300},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/realites.com.tn\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"UIB : Une dynamique de croissance soutenue en 2017\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#website\",\"url\":\"https:\/\/realites.com.tn\/fr\/\",\"name\":\"R\u00e9alit\u00e9s Magazine\",\"description\":\"Actualit\u00e9s de la Tunisie\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/realites.com.tn\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7\",\"name\":\"La R\u00e9daction\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g\",\"caption\":\"La R\u00e9daction\"},\"url\":\"https:\/\/realites.com.tn\/fr\/author\/realites5201\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"UIB : Une dynamique de croissance soutenue en 2017 - R\u00e9alit\u00e9s Magazine","description":"Dans un environnement encore difficile \u00e0 bien des \u00e9gards, l\u2019Union Internationale de Banques (UIB) a continu\u00e9 d\u2019afficher en 2017une belle performance","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/","og_locale":"fr_FR","og_type":"article","og_title":"UIB : Une dynamique de croissance soutenue en 2017 - R\u00e9alit\u00e9s Magazine","og_description":"Dans un environnement encore difficile \u00e0 bien des \u00e9gards, l\u2019Union Internationale de Banques (UIB) a continu\u00e9 d\u2019afficher en 2017une belle performance","og_url":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/","og_site_name":"R\u00e9alit\u00e9s Magazine","article_publisher":"https:\/\/www.facebook.com\/realites.tn\/","article_published_time":"2018-01-19T19:43:19+00:00","og_image":[{"width":680,"height":300,"url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png","type":"image\/png"}],"author":"La R\u00e9daction","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"La R\u00e9daction","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/","url":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/","name":"UIB : Une dynamique de croissance soutenue en 2017 - R\u00e9alit\u00e9s Magazine","isPartOf":{"@id":"https:\/\/realites.com.tn\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#primaryimage"},"image":{"@id":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#primaryimage"},"thumbnailUrl":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png","datePublished":"2018-01-19T19:43:19+00:00","author":{"@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7"},"description":"Dans un environnement encore difficile \u00e0 bien des \u00e9gards, l\u2019Union Internationale de Banques (UIB) a continu\u00e9 d\u2019afficher en 2017une belle performance","breadcrumb":{"@id":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#primaryimage","url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png","contentUrl":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png","width":680,"height":300},{"@type":"BreadcrumbList","@id":"https:\/\/realites.com.tn\/fr\/uib-dynamique-de-croissance-soutenue-2017\/amp\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/realites.com.tn\/fr\/"},{"@type":"ListItem","position":2,"name":"UIB : Une dynamique de croissance soutenue en 2017"}]},{"@type":"WebSite","@id":"https:\/\/realites.com.tn\/fr\/#website","url":"https:\/\/realites.com.tn\/fr\/","name":"R\u00e9alit\u00e9s Magazine","description":"Actualit\u00e9s de la Tunisie","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/realites.com.tn\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7","name":"La R\u00e9daction","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g","caption":"La R\u00e9daction"},"url":"https:\/\/realites.com.tn\/fr\/author\/realites5201\/"}]}},"jetpack_featured_media_url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/uib-18072106.png","jetpack_sharing_enabled":true,"views":15,"_links":{"self":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts\/104840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/users\/60"}],"replies":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=104840"}],"version-history":[{"count":0,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts\/104840\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/media\/67677"}],"wp:attachment":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=104840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/categories?post=104840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/tags?post=104840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}