{"id":112980,"date":"2018-04-12T11:43:03","date_gmt":"2018-04-12T10:43:03","guid":{"rendered":"https:\/\/www.realites.com.tn\/?p=112980"},"modified":"2018-04-12T11:43:03","modified_gmt":"2018-04-12T10:43:03","slug":"chris-skinner-la-finance-2-0-arrive-en-tunisie","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/","title":{"rendered":"Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie"},"content":{"rendered":"<p style=\"font-weight: 400\">Chris Skinner, conseiller financier, a \u00e9t\u00e9 invit\u00e9 \u00e0 Tunis le 9 avril par l&rsquo;Association Professionnelle Tunisienne des Banques et des Etablissements Financiers (APTBEF) lors du Salon International des Technologies de l&rsquo;Information et de la Communication \u00ab\u00a0SITIC Africa\u00a0\u00bb pour parler de FinTech, une discipline qui repense le mod\u00e8le de la finance gr\u00e2ce \u00e0 l\u2019innovation technologique.<br \/>\nDans son intervention, il revient sur un th\u00e8me qui lui est cher\u00a0: la quatri\u00e8me r\u00e9volution, \u00e0 laquelle il a consacr\u00e9 son dernier livre\u00a0<em>Digital Human<\/em>. De quoi s\u2019agit-il\u00a0?<em>\u00a0\u00ab\u00a0La quatri\u00e8me r\u00e9volution est la profonde transformation exerc\u00e9e par la technologie sur l\u2019humanit\u00e9, transformant les \u00eatres humains en \u00eatres humains digitaux. Les nouvelles technologies ouvrent de nouvelles possibilit\u00e9s pour l\u2019\u00e9conomie<\/em>.\u00a0\u00bb<br \/>\nChris Skinner analyse la situation actuelle en axant sa r\u00e9flexion sur plusieurs points\u00a0: s\u2019ouvrir \u00e0 la mondialisation de la finance, effectuer la transition num\u00e9rique, attirer les banques internationales et encourager l\u2019esprit d\u2019initiative. Concernant la mondialisation, avec l\u2019av\u00e8nement des nouvelles technologies et la rapidit\u00e9 des moyens de transports, la circulation des biens et des personnes influence la finance \u00e0 plusieurs niveaux. Il y a la finance \u00e0 l\u2019\u00e9chelle nationale, dans le cadre de ce qui se passe uniquement pour un pays. Ensuite, chaque pays agit \u00e0 la fois sur l\u2019ensemble de l\u2019\u00e9conomie mondiale et sur chaque pays individuellement. Par exemple, l\u2019infrastructure bancaire am\u00e9ricaine actuelle r\u00e9sulte des changements \u00e9conomiques en Asie, en Europe et en Afrique.<br \/>\nIl insiste sur l\u2019importance de digitaliser le syst\u00e8me bancaire pour ouvrir les fronti\u00e8res et ainsi permettre d\u2019accueillir les banques internationales. En \u00e9tudiant le cas des pays d\u2019Afrique du Nord, il a \u00e9t\u00e9 surpris par leur volont\u00e9 d\u2019investir dans les banques. Par cons\u00e9quent, il est important de pr\u00e9server les banques en Tunisie.<br \/>\nCe sont les banques qui permettent de financer des projets individuels. De nos jours, gr\u00e2ce \u00e0 la mondialisation et au digital, tout le monde peut acc\u00e9der \u00e0 la richesse, \u00e0 entrepreneuriat. La preuve en est que certains millionnaires indiens d\u2019aujourd\u2019hui servaient du poulet, \u00e9taient au ch\u00f4mage ou faisaient du commerce de rue il y a dix ans.<br \/>\nNotons que\u00a0 Chris Skinner est un \u00e9minent sp\u00e9cialiste en Fintech. L\u2019expression combine les termes \u00ab <em>finance<\/em> \u00bb et \u00ab <em>technologie<\/em> \u00bb : elle d\u00e9signe un domaine innovant qui repense le mod\u00e8le de la finance gr\u00e2ce \u00e0 l\u2019innovation technologique. Chris Skinner est commentateur ind\u00e9pendant sur les march\u00e9s financiers. Il occupe plusieurs postes dans diverses entreprises en tant que chef de direction, associ\u00e9, administrateur et conseiller financier. Depuis 15 ans, il est consultant pour les grandes banques en mati\u00e8re d\u2019innovations dans leurs activit\u00e9s. Il est l\u2019auteur de\u00a0<em>Digital Bank<\/em>,<em>\u00a0ValueWeb\u00a0<\/em>et<em>\u00a0Digital Human<\/em>. On peut suivre son activit\u00e9 sur son blog,\u00a0<em>The Finanser<\/em>, et sur tous ses r\u00e9seaux sociaux.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Chris Skinner, conseiller financier, a \u00e9t\u00e9 invit\u00e9 \u00e0 Tunis le 9 avril par l&rsquo;Association Professionnelle Tunisienne des Banques et des Etablissements Financiers (APTBEF) lors du Salon International des Technologies de&hellip;<\/p>\n","protected":false},"author":60,"featured_media":112989,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-112980","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Chris Skinner, conseiller financier, a \u00e9t\u00e9 invit\u00e9 \u00e0 Tunis le 9 avril par l&#039;Association Professionnelle Tunisienne des Banques et des Etablissements\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie - R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"og:description\" content=\"Chris Skinner, conseiller financier, a \u00e9t\u00e9 invit\u00e9 \u00e0 Tunis le 9 avril par l&#039;Association Professionnelle Tunisienne des Banques et des Etablissements\" \/>\n<meta property=\"og:url\" content=\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realites.tn\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-04-12T10:43:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"814\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"La R\u00e9daction\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"La R\u00e9daction\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/\",\"url\":\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/\",\"name\":\"Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie - R\u00e9alit\u00e9s Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg\",\"datePublished\":\"2018-04-12T10:43:03+00:00\",\"author\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7\"},\"description\":\"Chris Skinner, conseiller financier, a \u00e9t\u00e9 invit\u00e9 \u00e0 Tunis le 9 avril par l'Association Professionnelle Tunisienne des Banques et des Etablissements\",\"breadcrumb\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#primaryimage\",\"url\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg\",\"contentUrl\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg\",\"width\":1500,\"height\":814},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/realites.com.tn\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#website\",\"url\":\"https:\/\/realites.com.tn\/fr\/\",\"name\":\"R\u00e9alit\u00e9s Magazine\",\"description\":\"Actualit\u00e9s de la Tunisie\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/realites.com.tn\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7\",\"name\":\"La R\u00e9daction\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g\",\"caption\":\"La R\u00e9daction\"},\"url\":\"https:\/\/realites.com.tn\/fr\/author\/realites5201\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie - R\u00e9alit\u00e9s Magazine","description":"Chris Skinner, conseiller financier, a \u00e9t\u00e9 invit\u00e9 \u00e0 Tunis le 9 avril par l'Association Professionnelle Tunisienne des Banques et des Etablissements","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/","og_locale":"fr_FR","og_type":"article","og_title":"Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie - R\u00e9alit\u00e9s Magazine","og_description":"Chris Skinner, conseiller financier, a \u00e9t\u00e9 invit\u00e9 \u00e0 Tunis le 9 avril par l'Association Professionnelle Tunisienne des Banques et des Etablissements","og_url":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/","og_site_name":"R\u00e9alit\u00e9s Magazine","article_publisher":"https:\/\/www.facebook.com\/realites.tn\/","article_published_time":"2018-04-12T10:43:03+00:00","og_image":[{"width":1500,"height":814,"url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg","type":"image\/jpeg"}],"author":"La R\u00e9daction","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"La R\u00e9daction","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/","url":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/","name":"Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie - R\u00e9alit\u00e9s Magazine","isPartOf":{"@id":"https:\/\/realites.com.tn\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#primaryimage"},"image":{"@id":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#primaryimage"},"thumbnailUrl":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg","datePublished":"2018-04-12T10:43:03+00:00","author":{"@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7"},"description":"Chris Skinner, conseiller financier, a \u00e9t\u00e9 invit\u00e9 \u00e0 Tunis le 9 avril par l'Association Professionnelle Tunisienne des Banques et des Etablissements","breadcrumb":{"@id":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#primaryimage","url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg","contentUrl":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg","width":1500,"height":814},{"@type":"BreadcrumbList","@id":"https:\/\/realites.com.tn\/fr\/chris-skinner-la-finance-2-0-arrive-en-tunisie\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/realites.com.tn\/fr\/"},{"@type":"ListItem","position":2,"name":"Chris Skinner\u00a0: La finance 2.0 arrive en Tunisie"}]},{"@type":"WebSite","@id":"https:\/\/realites.com.tn\/fr\/#website","url":"https:\/\/realites.com.tn\/fr\/","name":"R\u00e9alit\u00e9s Magazine","description":"Actualit\u00e9s de la Tunisie","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/realites.com.tn\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7","name":"La R\u00e9daction","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g","caption":"La R\u00e9daction"},"url":"https:\/\/realites.com.tn\/fr\/author\/realites5201\/"}]}},"jetpack_featured_media_url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/04\/Chris-Skinner-1.jpg","jetpack_sharing_enabled":true,"views":19,"_links":{"self":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts\/112980","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/users\/60"}],"replies":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=112980"}],"version-history":[{"count":0,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts\/112980\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/media\/112989"}],"wp:attachment":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=112980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/categories?post=112980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/tags?post=112980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}