{"id":113456,"date":"2018-04-17T15:25:56","date_gmt":"2018-04-17T14:25:56","guid":{"rendered":"https:\/\/www.realites.com.tn\/?p=113456"},"modified":"2018-04-17T15:26:48","modified_gmt":"2018-04-17T14:26:48","slug":"uib-bonnes-performances-commerciales-et-financieres-au-cours-du-premier-trimestre-2018","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/uib-bonnes-performances-commerciales-et-financieres-au-cours-du-premier-trimestre-2018\/","title":{"rendered":"\u00a0UIB : Bonnes performances commerciales et financi\u00e8res au cours du premier trimestre 2018"},"content":{"rendered":"<p>L\u2019Union Internationale de Banques (UIB) a continu\u00e9 au cours du premier trimestre 2018 \u00e0 afficher une progression soutenue de ses r\u00e9sultats. Son produit Net Bancaire enregistre une croissance de +15,4% vs fin mars 2017 (+19,8% hors contribution au Fonds de Garantie des D\u00e9p\u00f4ts) port\u00e9e par une hausse de +28,1% sur un an de ses Produits d\u2019Exploitation Bancaires. Ces r\u00e9sultats sont tir\u00e9s par la dynamique des marges d\u2019int\u00e9r\u00eat et sur commissions et par la bonne tenue des revenus du portefeuille-titres commercial et d\u2019investissement.<br \/>\nL\u2019UIB a poursuivi l\u2019intensification de sa conqu\u00eate commerciale sur les diff\u00e9rents segments de client\u00e8le <em>Corporate <\/em>et <em>Retail<\/em>. Les encours de ses d\u00e9p\u00f4ts et de ses cr\u00e9dits nets \u00e0 la client\u00e8le progressent ainsi respectivement de +13.9% et de +18% vs. fin mars 2017, t\u00e9moignant de la confiance de ses clients et refl\u00e9tant son r\u00f4le accru dans le financement de l\u2019\u00e9conomie tunisienne.<br \/>\nCette bonne dynamique commerciale s\u2019accompagne de rigueur op\u00e9rationnelle, illustrant les efforts continus de rationalisation parall\u00e8lement \u00e0 la poursuite des investissements dans la transformation et dans le d\u00e9veloppement des relais de croissance de demain. Le coefficient d\u2019exploitation poursuit ainsi sa baisse (48% au 31 mars 2018 et 46.2% hors contribution au Fonds de Garantie des D\u00e9p\u00f4ts) et le R\u00e9sultat Brut d\u2019Exploitation progresse de +17.5% (+26% hors contribution au Fonds de Garantie des D\u00e9p\u00f4ts).<br \/>\nLe trimestre a \u00e9galement \u00e9t\u00e9 marqu\u00e9 par l\u2019organisation, en partenariat avec PROPARCO, de la premi\u00e8re \u00e9dition des Journ\u00e9es PRO by UIB, d\u00e9di\u00e9e aux professionnels lib\u00e9raux de la sant\u00e9, le 08 mars dernier \u00e0 Sfax, et de la troisi\u00e8me Journ\u00e9e PME by UIB, d\u00e9di\u00e9e aux TPE et aux PME, le 22 f\u00e9vrier 2018 \u00e0 Monastir, pr\u00e9lude \u00e0 une dizaine d\u2019autres \u00e9v\u00e8nements de proximit\u00e9 pr\u00e9vus tout au long de l\u2019ann\u00e9e et couvrant tout le territoire. Destin\u00e9s \u00e0 rapprocher les services de l\u2019UIB de ses clients, \u00e0 am\u00e9liorer leur acc\u00e8s aux financements et \u00e0 les conseiller dans leurs strat\u00e9gies de croissance et d\u2019investissement, ces journ\u00e9es illustrent la force de l\u2019engagement de la banque vis-\u00e0-vis de ces composantes essentielles du tissu \u00e9conomique tunisien. Commentant ces indicateurs, Mondher Ghazali, Directeur g\u00e9n\u00e9ral de l\u2019UIB a d\u00e9clar\u00e9\u00a0 que \u00ab l<em>e bilan largement positif du premier trimestre 2018 d\u00e9montre la pertinence et la qualit\u00e9 d\u2019ex\u00e9cution de notre strat\u00e9gie de diff\u00e9renciation engag\u00e9e d\u00e9but 2017, \u00e0 la faveur de l\u2019engagement et de l\u2019expertise reconnus de nos collaborateurs. Il traduit la solidit\u00e9 de notre business model \u00e9quilibr\u00e9 fond\u00e9 sur l\u2019innovation et la satisfaction de la client\u00e8le et couvrant l\u2019ensemble des march\u00e9s des particuliers, des professionnels et des entreprises. Il permet \u00e0 notre banque de poursuivre sa transformation en misant sur l\u2019accroissement de son agilit\u00e9 tout en continuant \u00e0 renforcer la qualit\u00e9 de ses services en vue d\u2019\u00eatre la banque relationnelle de r\u00e9f\u00e9rence en Tunisie.<\/em> \u00bb<\/p>\n<p style=\"text-align: right\">(<em><strong>CP<\/strong><\/em>)<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019Union Internationale de Banques (UIB) a continu\u00e9 au cours du premier trimestre 2018 \u00e0 afficher une progression soutenue de ses r\u00e9sultats. Son produit Net Bancaire enregistre une croissance de +15,4%&hellip;<\/p>\n","protected":false},"author":60,"featured_media":112510,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4],"tags":[],"class_list":["post-113456","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00a0UIB : Bonnes performances commerciales et financi\u00e8res au cours du premier trimestre 2018 - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"L\u2019Union Internationale de Banques (UIB) a continu\u00e9 au cours du premier trimestre 2018 \u00e0 afficher une progression soutenue de ses r\u00e9sultats. 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