{"id":132506,"date":"2018-11-16T16:37:51","date_gmt":"2018-11-16T15:37:51","guid":{"rendered":"https:\/\/www.realites.com.tn\/?p=132506"},"modified":"2018-11-16T19:16:26","modified_gmt":"2018-11-16T18:16:26","slug":"lendettement-des-tunisiens-aupres-des-banques-explose","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/lendettement-des-tunisiens-aupres-des-banques-explose\/","title":{"rendered":"L’endettement des tunisiens aupr\u00e8s des banques explose"},"content":{"rendered":"

Le portefeuille du tunisien est lourdement impact\u00e9 par la crise \u00e9conomique, d\u00e9chir\u00e9 entre la baisse de son pouvoir d’achat et la hausse vertigineuse des prix. Dans ce contexte, le recours aux cr\u00e9dits bancaires est devenu plus fr\u00e9quent. D’apr\u00e8s l’Institut National de la Consommation (INC), le montant des dettes des m\u00e9nages aupr\u00e8s des banques a atteint les 23,3 milliards de dinars jusqu’en juin 2018, ce qui repr\u00e9sente une hausse de 170 points par rapport \u00e0 2010.
\nCette tendance ultra-consommatrice s’est accompagn\u00e9e par une baisse vertigineuse de 50% de l’\u00e9pargne. Selon l’INC, les tunisiens contractent, en premier lieu, des cr\u00e9dits immobiliers, dont la valeur a atteint les 10,6 milliards de dinars. On trouve, ensuite, les cr\u00e9dits d’am\u00e9nagement du domicile, m\u00eame si ces produits financiers sont, selon l’INC, utilis\u00e9s pour la consommation. Enfin, les cr\u00e9dits \u00e0 la consommation ont atteint 3 milliards de dinars.
\nLe recours aux cr\u00e9dits bancaires devient plus fr\u00e9quent au cours de la p\u00e9riode juin\/juillet au m\u00eame titre que le mois de d\u00e9cembre. N\u00e9anmoins, l’octroi des cr\u00e9dits, particuli\u00e8rement \u00e0 la consommation, a baiss\u00e9 durant le premier semestre de 2018, et pour cause, selon l’INC : les nouvelles mesures prises par la Banque Centrale de Tunisie (BCT) pour lutter contre l’inflation \u00e0 travers la hausse du taux d’int\u00e9r\u00eat.<\/p>\n","protected":false},"excerpt":{"rendered":"

Le portefeuille du tunisien est lourdement impact\u00e9 par la crise \u00e9conomique, d\u00e9chir\u00e9 entre la baisse de son pouvoir d’achat et la hausse vertigineuse des prix. Dans ce contexte, le recours…<\/p>\n","protected":false},"author":63,"featured_media":67194,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-132506","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"\nL'endettement des tunisiens aupr\u00e8s des banques explose - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Le portefeuille du tunisien est lourdement impact\u00e9 par la crise \u00e9conomique, d\u00e9chir\u00e9 entre la baisse de son pouvoir d'achat et la hausse vertigineuse des\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/lendettement-des-tunisiens-aupres-des-banques-explose\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L'endettement des tunisiens aupr\u00e8s des banques explose - R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"og:description\" content=\"Le portefeuille du tunisien est lourdement impact\u00e9 par la crise \u00e9conomique, d\u00e9chir\u00e9 entre la baisse de son pouvoir d'achat et la hausse vertigineuse des\" \/>\n<meta property=\"og:url\" content=\"https:\/\/realites.com.tn\/fr\/lendettement-des-tunisiens-aupres-des-banques-explose\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realites.tn\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-11-16T15:37:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-11-16T18:16:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/07\/inflation-07072016.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"423\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"F. 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