{"id":163885,"date":"2020-01-22T16:49:55","date_gmt":"2020-01-22T15:49:55","guid":{"rendered":"https:\/\/www.realites.com.tn\/?p=163885"},"modified":"2020-01-22T16:49:55","modified_gmt":"2020-01-22T15:49:55","slug":"amen-bank-2019-la-stabilite-fruit-de-la-consolidation","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/","title":{"rendered":"AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0!"},"content":{"rendered":"<p><span style=\"text-transform: initial\">Pr\u00f4nant une strat\u00e9gie de consolidation, AMEN BANK a veill\u00e9 \u00e0 respecter ses grands \u00e9quilibres bilanciels en s\u2019assurant de la maitrise de sa gestion des ressources et des emplois. Ainsi, les d\u00e9p\u00f4ts de la client\u00e8le se sont \u00e9tablis \u00e0 fin d\u00e9cembre 2019 \u00e0 5 561,6 MD, marqu\u00e9s notamment par l\u2019\u00e9volution des d\u00e9p\u00f4ts d\u2019\u00e9pargne de plus de 6%, contre une baisse des cr\u00e9dits de 3,5% passant de 5 929,2 MD \u00e0 5 721,6 MD.<\/span><\/p>\n<p><span style=\"font-weight: 400\">La strat\u00e9gie de consolidation adopt\u00e9e par AMEN BANK a abouti \u00e0 un respect total des dispositions de la circulaire de la BCT n\u00b02018-10 relative au Ratio \u00ab\u00a0Cr\u00e9dits\/D\u00e9p\u00f4ts\u00a0\u00bb. La banque a \u00e9galement su g\u00e9rer convenablement son risque de liquidit\u00e9 tout au long de l\u2019exercice 2019 avec un LCR largement respect\u00e9.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Les principaux indicateurs de rentabilit\u00e9 d\u2019AMEN BANK poursuivent une progression continue avec une maitrise notable de l\u2019\u00e9volution des charges d\u2019exploitation. En effet, les \u00e9tats financiers arr\u00eat\u00e9s au 31 d\u00e9cembre 2019 font apparaitre un PNB de 404,8 millions de dinars, en augmentation de plus de 8% par rapport \u00e0 d\u00e9cembre 2018, avec une \u00e9volution des int\u00e9r\u00eats et revenus assimil\u00e9s de 11,6%, une augmentation des commissions per\u00e7ues de 10,4% et une croissance maitris\u00e9e de ses charges d\u2019exploitation limit\u00e9e \u00e0 49,1 MD.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Le coefficient d\u2019exploitation int\u00e9grant la contribution au Fonds de Garantie des D\u00e9p\u00f4ts Bancaires a atteint 39,2% en baisse par rapport \u00e0 fin 2018.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Confirmant sa consolidation, le niveau de capitaux propres d\u2019AMEN BANK a atteint 869,4 millions de dinars hors r\u00e9sultats de l\u2019exercice.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Notons qu\u2019AMEN BANK a \u00e9t\u00e9 retenue par la Banque Africaine de D\u00e9veloppement pour b\u00e9n\u00e9ficier de trois lignes de cr\u00e9dits totalisant 57,5 millions d\u2019Euros, permettant de financer les besoins des PME, du secteur de la sant\u00e9, de l\u2019agriculture et agro-industrie et de l\u2019industrie.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Enfin, r\u00e9pondant aux besoins de sa client\u00e8le, AMEN BANK a lanc\u00e9 un nouveau produit de bancassurance visant \u00e0 apporter, \u00e0 un co\u00fbt abordable, une couverture int\u00e9ressante face aux al\u00e9as de la vie.\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pr\u00f4nant une strat\u00e9gie de consolidation, AMEN BANK a veill\u00e9 \u00e0 respecter ses grands \u00e9quilibres bilanciels en s\u2019assurant de la maitrise de sa gestion des ressources et des emplois. Ainsi, les&hellip;<\/p>\n","protected":false},"author":60,"featured_media":163886,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1464],"tags":[],"class_list":["post-163885","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-entreprises"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0! - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Pr\u00f4nant une strat\u00e9gie de consolidation, AMEN BANK a veill\u00e9 \u00e0 respecter ses grands \u00e9quilibres bilanciels en s\u2019assurant de la maitrise de sa gestion des\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0! - R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"og:description\" content=\"Pr\u00f4nant une strat\u00e9gie de consolidation, AMEN BANK a veill\u00e9 \u00e0 respecter ses grands \u00e9quilibres bilanciels en s\u2019assurant de la maitrise de sa gestion des\" \/>\n<meta property=\"og:url\" content=\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realites.tn\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-01-22T15:49:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1130\" \/>\n\t<meta property=\"og:image:height\" content=\"664\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"La R\u00e9daction\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"La R\u00e9daction\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/\",\"url\":\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/\",\"name\":\"AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0! - R\u00e9alit\u00e9s Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg\",\"datePublished\":\"2020-01-22T15:49:55+00:00\",\"author\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7\"},\"description\":\"Pr\u00f4nant une strat\u00e9gie de consolidation, AMEN BANK a veill\u00e9 \u00e0 respecter ses grands \u00e9quilibres bilanciels en s\u2019assurant de la maitrise de sa gestion des\",\"breadcrumb\":{\"@id\":\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#primaryimage\",\"url\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg\",\"contentUrl\":\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg\",\"width\":1130,\"height\":664},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/realites.com.tn\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0!\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#website\",\"url\":\"https:\/\/realites.com.tn\/fr\/\",\"name\":\"R\u00e9alit\u00e9s Magazine\",\"description\":\"Actualit\u00e9s de la Tunisie\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/realites.com.tn\/fr\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7\",\"name\":\"La R\u00e9daction\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g\",\"caption\":\"La R\u00e9daction\"},\"url\":\"https:\/\/realites.com.tn\/fr\/author\/realites5201\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0! - R\u00e9alit\u00e9s Magazine","description":"Pr\u00f4nant une strat\u00e9gie de consolidation, AMEN BANK a veill\u00e9 \u00e0 respecter ses grands \u00e9quilibres bilanciels en s\u2019assurant de la maitrise de sa gestion des","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/","og_locale":"fr_FR","og_type":"article","og_title":"AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0! - R\u00e9alit\u00e9s Magazine","og_description":"Pr\u00f4nant une strat\u00e9gie de consolidation, AMEN BANK a veill\u00e9 \u00e0 respecter ses grands \u00e9quilibres bilanciels en s\u2019assurant de la maitrise de sa gestion des","og_url":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/","og_site_name":"R\u00e9alit\u00e9s Magazine","article_publisher":"https:\/\/www.facebook.com\/realites.tn\/","article_published_time":"2020-01-22T15:49:55+00:00","og_image":[{"width":1130,"height":664,"url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg","type":"image\/jpeg"}],"author":"La R\u00e9daction","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"La R\u00e9daction","Dur\u00e9e de lecture estim\u00e9e":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/","url":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/","name":"AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0! - R\u00e9alit\u00e9s Magazine","isPartOf":{"@id":"https:\/\/realites.com.tn\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#primaryimage"},"image":{"@id":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#primaryimage"},"thumbnailUrl":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg","datePublished":"2020-01-22T15:49:55+00:00","author":{"@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7"},"description":"Pr\u00f4nant une strat\u00e9gie de consolidation, AMEN BANK a veill\u00e9 \u00e0 respecter ses grands \u00e9quilibres bilanciels en s\u2019assurant de la maitrise de sa gestion des","breadcrumb":{"@id":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#primaryimage","url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg","contentUrl":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg","width":1130,"height":664},{"@type":"BreadcrumbList","@id":"https:\/\/realites.com.tn\/fr\/amen-bank-2019-la-stabilite-fruit-de-la-consolidation\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/realites.com.tn\/fr\/"},{"@type":"ListItem","position":2,"name":"AMEN BANK 2019\u00a0: la stabilit\u00e9, fruit de la consolidation\u00a0!"}]},{"@type":"WebSite","@id":"https:\/\/realites.com.tn\/fr\/#website","url":"https:\/\/realites.com.tn\/fr\/","name":"R\u00e9alit\u00e9s Magazine","description":"Actualit\u00e9s de la Tunisie","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/realites.com.tn\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/438b71c29a257d955d96d8aef42336e7","name":"La R\u00e9daction","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/realites.com.tn\/fr\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fbe9ab25fcc82b6e660ad5648f91eadb?s=96&d=mm&r=g","caption":"La R\u00e9daction"},"url":"https:\/\/realites.com.tn\/fr\/author\/realites5201\/"}]}},"jetpack_featured_media_url":"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2020\/01\/Siege-Amen-Bank.jpg","jetpack_sharing_enabled":true,"views":14,"_links":{"self":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts\/163885","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/users\/60"}],"replies":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/comments?post=163885"}],"version-history":[{"count":0,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/posts\/163885\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/media\/163886"}],"wp:attachment":[{"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/media?parent=163885"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/categories?post=163885"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/realites.com.tn\/fr\/wp-json\/wp\/v2\/tags?post=163885"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}