{"id":206187,"date":"2021-03-12T09:37:45","date_gmt":"2021-03-12T08:37:45","guid":{"rendered":"https:\/\/www.realites.com.tn\/?p=206187"},"modified":"2021-03-12T09:37:45","modified_gmt":"2021-03-12T08:37:45","slug":"marouane-abassi-passer-de-linformel-financier-a-la-finance-formelle","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/marouane-abassi-passer-de-linformel-financier-a-la-finance-formelle\/","title":{"rendered":"Marouane Abassi\u00a0: \u00ab\u00a0passer de l\u2019informel financier \u00e0 la finance formelle\u00a0\u00bb"},"content":{"rendered":"<p style=\"padding-left: 120px\"><strong><em>\u00ab\u00a0La bi bancarisation pourrait \u00eatre un d\u00e9but de solution notamment pour r\u00e9duire les co\u00fbts de transfert par l\u2019utilisation de l\u2019effet de synergie entre les banques locales et \u00e9trang\u00e8res\u00a0\u00bb.<\/em><\/strong><\/p>\n<p style=\"text-align: right\">Dixit Gouverneur El Abassi<\/p>\n<p>Marouane El Abassi, Gouverneur de la Banque Centrale de Tunisie (BCT), a pris part, jeudi 11 mars 2021, \u2013 par visioconf\u00e9rence -, \u00e0 un webinaire portant sur la Bi-Bancarisation, organis\u00e9 par l\u2019Association Professionnelle Tunisienne des Banques et des Etablissements Financiers (APTBEF).<br \/>\nGouverneur El Abassi a saisi cette occasion pour saluer fortement la contribution de la Diaspora tunisienne dans le financement de l\u2019\u00e9conomie nationale, notamment lors de l\u2019actuelle crise sanitaire\u00a0; \u00ab\u00a0<em>notre Diaspora a fait preuve d\u2019un grand sens de solidarit\u00e9<\/em>\u00a0\u00bb a-t-il pr\u00e9cis\u00e9.<br \/>\nToutefois, pour d\u00e9velopper la contribution de la Diaspora, des contraintes majeures doivent \u00eatre lev\u00e9es, notamment en termes de facilitation des transactions bancaires et surtout en minimisant leurs co\u00fbts. Des pistes potentiellement int\u00e9ressantes sont actuellement \u00e0 l\u2019\u00e9tude \u00e0 la BCT et la \u00ab\u00a0<em>la bi-bancarisation, a-t-il estim\u00e9, pourrait \u00eatre un d\u00e9but de solution surtout pour r\u00e9duire les co\u00fbts de transfert notamment par l\u2019utilisation de l\u2019effet de synergie entre les banques locales et \u00e9trang\u00e8res<\/em>\u00a0\u00bb.<br \/>\nParall\u00e8lement, El Abassi a estim\u00e9 indispensable l\u2019optimisation des leviers existants en faveur des TRE. Dans ce sens, il a consid\u00e9r\u00e9 \u00ab\u00a0<em>n\u00e9cessaire<\/em>\u00a0\u00bb l\u2019assouplissement de la r\u00e9glementation des changes notamment en ce qui concerne l\u2019ouverture de comptes surtout au cours des deux premi\u00e8res ann\u00e9es d\u2019immigration et qu\u2019elle soit possible \u00e0 tous les immigrants\u00a0! Il s\u2019agit l\u00e0 de \u00ab\u00a0<em>passer de l\u2019informel financier \u00e0 la finance formelle<\/em>\u00a0\u00bb, a-t-il soulign\u00e9.<br \/>\nL\u2019objectif \u00e9tant d\u2019\u00e9viter le recours aux circuits informels pour le transfert d\u2019argent \u00e0 partir des pays de r\u00e9sidences. Ceci d\u00e9pendra, aussi, d\u2019une meilleure accessibilit\u00e9 aux services de transfert de fonds, notamment par la baisse des co\u00fbts, consid\u00e9r\u00e9 comme sensiblement plus \u00e9lev\u00e9s que dans les autres pays. Ainsi, \u00ab\u00a0<em>la diversification des produits d\u2019\u00e9pargne adress\u00e9s aux TRE aidera \u00e0 drainer des fonds de m\u00eame que la communication autour de ces produits doit \u00eatre suffisamment exhaustive<\/em>\u00a0\u00bb. Pour acc\u00e9l\u00e9rer la mise ne place, Gouverneur El Abassi recommande le recours aux nouvelles technologies associ\u00e9es \u00e0 la Blockchain \u00ab\u00a0<em>pour faciliter l\u2019acc\u00e8s des TRE aux services financiers, ce qui permettrai d\u2019agir sur la flexibilit\u00e9 et sur les co\u00fbts des op\u00e9rations<\/em>\u00a0\u00bb.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00ab\u00a0La bi bancarisation pourrait \u00eatre un d\u00e9but de solution notamment pour r\u00e9duire les co\u00fbts de transfert par l\u2019utilisation de l\u2019effet de synergie entre les banques locales et \u00e9trang\u00e8res\u00a0\u00bb. Dixit Gouverneur&hellip;<\/p>\n","protected":false},"author":60,"featured_media":126913,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-206187","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-politique"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Marouane Abassi\u00a0: \u00ab\u00a0passer de l\u2019informel financier \u00e0 la finance formelle\u00a0\u00bb - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"\u00ab\u00a0La bi bancarisation pourrait \u00eatre un d\u00e9but de solution notamment pour r\u00e9duire les co\u00fbts de transfert par l\u2019utilisation de l\u2019effet de synergie entre les\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/marouane-abassi-passer-de-linformel-financier-a-la-finance-formelle\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Marouane Abassi\u00a0: \u00ab\u00a0passer de l\u2019informel financier \u00e0 la finance formelle\u00a0\u00bb - 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