{"id":233706,"date":"2022-05-14T13:20:08","date_gmt":"2022-05-14T12:20:08","guid":{"rendered":"https:\/\/www.realites.com.tn\/?p=233706"},"modified":"2022-05-14T13:20:08","modified_gmt":"2022-05-14T12:20:08","slug":"la-banque-de-demain-serait-resiliente-socialement-responsable-et-innovante","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/la-banque-de-demain-serait-resiliente-socialement-responsable-et-innovante\/","title":{"rendered":"\u00ab\u00a0La Banque de demain serait r\u00e9siliente,  socialement responsable et innovante \u00bb"},"content":{"rendered":"<p>Nadia GAMHA, Vice-Gouverneur de la Banque Centrale de Tunisie (BCT) a pris part, mercredi 12 mai 2022 \u00e0 Tunis \u00e0 la C\u00e9r\u00e9monie du cinquantenaire de l&rsquo;Association Professionnelle des Banques et des \u00c9tablissement Financiers (APTBEF) sous le th\u00e8me de \u00ab La banque de demain \u00bb.<\/p>\n<p>A cette occasion, la Vice-Gouverneure a indiqu\u00e9 que l\u2019objectif serait de se projeter dans l\u2019avenir et d\u2019amorcer les changements pour pr\u00e9parer la Banque de demain en tenant compte des changements induits par \u00ables innovations technologiques, les nouveaux acteurs ayant boulevers\u00e9 la cha\u00eene de valeur des services bancaires, les mutations d\u2019ordre social et comportemental ainsi que les facteurs climatiques et environnementaux qui p\u00e8sent de plus en plus sur l\u2019\u00e9conomie \u00bb, a-t-elle relev\u00e9.<\/p>\n<p>Dans cette optique, Gamha a estim\u00e9 que ces changements sont autant d\u2019opportunit\u00e9s que d\u2019enjeux autant pour les banques que pour l\u2019APTBEF qui, pour que la banque de demain puisse r\u00e9ellement prendre forme, devra concilier la dualit\u00e9 de son r\u00f4le \u00ab de premier plan \u00bb en tant \u00ab qu\u2019interlocuteur privil\u00e9gi\u00e9 de l\u2019 autorit\u00e9 de r\u00e9gulation et le canal de transmission de ses\u00a0 orientations \u00bb et d\u2019autre part sa responsabilit\u00e9 \u00ab \u00e0 f\u00e9d\u00e9rer tous ses membres autour d\u2019une vision commune d\u2019\u00eatre \u00e0 l\u2019\u00e9coute de tout son \u00e9cosyst\u00e8me tout en r\u00e9inventant son mod\u00e8le de fonctionnement et sa gouvernance, pour qu\u2019elle puisse s\u2019\u00e9riger en une v\u00e9ritable force de proposition \u00bb.<\/p>\n<p>Quant aux banques de la place, \u00ab elles sont appel\u00e9es \u00e0 se r\u00e9inventer\u00a0\u00bb, a-t-elle insist\u00e9 tout en indiquant que le but est de faire \u00e9merger des \u00ab banques de demain, \u00e0 la fois r\u00e9silientes, socialement responsables et innovantes \u00bb.<\/p>\n<p>La banque de demain devrait, aussi, \u00eatre consciente de sa responsabilit\u00e9 soci\u00e9tale : \u00ab Elle est appel\u00e9e \u00e0 jouer pleinement son r\u00f4le de banque citoyenne et de proximit\u00e9 en soutenant fortement les initiatives nationales d\u2019inclusion financi\u00e8re et de de-cashing \u00bb, a-t-elle ajout\u00e9e.<\/p>\n<p>Pour la Vice-Gouverneure de la BCT, la prochaine \u00e9tape devrait voir l\u2019\u00e9mergence de champions nationaux capables d\u2019internationaliser l\u2019activit\u00e9 bancaire et d\u2019accompagner les entreprises tunisiennes en qu\u00eate de relais de croissance. De m\u00eame, elle a insist\u00e9 sur l\u2019importance de consolider le paiement digital qui constitue un \u00ab levier incontournable pour soutenir les efforts de l\u2019Etat dans l\u2019inclusion financi\u00e8re, l\u2019int\u00e9gration de l\u2019\u00e9conomie informelle et la transparence financi\u00e8re \u00bb. Et d\u2019insister sur une adh\u00e9sion franche et int\u00e9grale des banques tunisiennes via une offre plus large de moyens de paiement digitaux, une tarification incitative et viable avec l\u2019optimisation de l\u2019accompagnement des usagers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nadia GAMHA, Vice-Gouverneur de la Banque Centrale de Tunisie (BCT) a pris part, mercredi 12 mai 2022 \u00e0 Tunis \u00e0 la C\u00e9r\u00e9monie du cinquantenaire de l&rsquo;Association Professionnelle des Banques et&hellip;<\/p>\n","protected":false},"author":60,"featured_media":233707,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-233706","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - 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