{"id":275461,"date":"2022-07-14T08:05:00","date_gmt":"2022-07-14T08:05:00","guid":{"rendered":"https:\/\/mahfoudhi.xyz\/ar\/?p=275460"},"modified":"2022-07-14T08:05:00","modified_gmt":"2022-07-14T08:05:00","slug":"transition-vers-le-paiement-numerique-en-tunisie-10-conditions-selon-harvard","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/transition-vers-le-paiement-numerique-en-tunisie-10-conditions-selon-harvard\/","title":{"rendered":"Transition vers le paiement num\u00e9rique en Tunisie : 10 conditions, selon Harvard !"},"content":{"rendered":"<p><span style=\"font-size:16px;\"><span style=\"font-family:Arial,Helvetica,sans-serif;\">La Tunisie est confront&eacute;e &agrave; de multiples d&eacute;fis concernant l&rsquo;inclusion financi&egrave;re, y compris dans la transition de paiement en liquide vers les paiements num&eacute;riques, un &eacute;l&eacute;ment fondamental dans la r&eacute;alisation de ses objectifs de d&eacute;veloppement. C&rsquo;est ce que r&eacute;v&egrave;le un document de travail sur l&rsquo;inclusion financi&egrave;re en Tunisie r&eacute;alis&eacute; par le &rdquo; Technology and Entrepreneurship Centre &rdquo; de l&rsquo;Universit&eacute; de Harvard.<\/span><\/span><br style=\"font-variant-ligatures:normal; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial\" \/><br \/>\n<span style=\"font-family:Arial,Helvetica,sans-serif;\"><span style=\"font-size:16px;\"><span style=\"line-height:115%\"><span style=\"font-variant-ligatures:normal\"><span style=\"text-decoration-thickness:initial\"><span style=\"text-decoration-style:initial\"><span style=\"text-decoration-color:initial\"><span style=\"float:none\">Selon ce rapport, parmi les obstacles entravant le d&eacute;veloppement des services financiers num&eacute;riques en Tunisie (SFN) figurent le manque de culture financi&egrave;re et de confiance dans les syst&egrave;mes et services financiers num&eacute;riques. Ils y figurent &eacute;galement, l&#39;int&eacute;gration croissante des personnes non bancaris&eacute;es et sous-bancaris&eacute;es, des femmes et des micro, petites et moyennes entreprises (MPME).<\/span><\/span><\/span><\/span><\/span><br style=\"font-variant-ligatures:normal; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial\" \/><br \/>\n<span style=\"font-variant-ligatures:normal\"><span style=\"text-decoration-thickness:initial\"><span style=\"text-decoration-style:initial\"><span style=\"text-decoration-color:initial\"><span style=\"float:none\">Cependant, la Tunisie a eu un bon d&eacute;marrage en la mati&egrave;re, s&#39;engageant de mani&egrave;re active et coh&eacute;rente &agrave; favoriser la transition de l&#39;argent liquide vers les services financiers num&eacute;riques (SFN), afin d&#39;am&eacute;liorer le bien-&ecirc;tre &eacute;conomique de la population et de la communaut&eacute; des affaires.<\/span><\/span><\/span><\/span><\/span><br style=\"font-variant-ligatures:normal; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial\" \/><br \/>\n<span style=\"font-variant-ligatures:normal\"><span style=\"text-decoration-thickness:initial\"><span style=\"text-decoration-style:initial\"><span style=\"text-decoration-color:initial\"><span style=\"float:none\">Le d&eacute;veloppement des SFN ne manquera pas de g&eacute;n&egrave;rer des avantages &eacute;conomiques et sociaux, d&#39;apr&egrave;s le document. En effet, La Poste Tunisienne a d&eacute;j&agrave; fourni une base essentielle pour les SFN, gr&acirc;ce aux comptes postaux et &agrave; l&#39;acc&egrave;s &agrave; son r&eacute;seau &eacute;tendu de bureaux de postes partout dans le pays.<\/span><\/span><\/span><\/span><\/span><br style=\"font-variant-ligatures:normal; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial\" \/><br \/>\n<span style=\"font-variant-ligatures:normal\"><span style=\"text-decoration-thickness:initial\"><span style=\"text-decoration-style:initial\"><span style=\"text-decoration-color:initial\"><span style=\"float:none\">Le rapport &eacute;num&egrave;re 10 conditions facilitant la transition vers le num&eacute;rique en Tunisie, &agrave; savoir, un engagement politique en faveur de l&#39;inclusion financi&egrave;re par le biais de services financiers num&eacute;riques et un taux &eacute;lev&eacute; de comptes postaux renforc&eacute; par la pr&eacute;sence g&eacute;n&eacute;ralis&eacute;e de la Poste Tunisienne.<\/span><\/span><\/span><\/span><\/span><br style=\"font-variant-ligatures:normal; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial\" \/><br \/>\n<span style=\"font-variant-ligatures:normal\"><span style=\"text-decoration-thickness:initial\"><span style=\"text-decoration-style:initial\"><span style=\"text-decoration-color:initial\"><span style=\"float:none\">Il s&#39;agit &eacute;galement, de favoriser l&#39;acc&egrave;s aux technologies de l&#39;information et de la communication, l&#39;acc&egrave;s &agrave; la t&eacute;l&eacute;phonie mobile, la r&eacute;forme r&eacute;glementaire et l&#39;utilisation par le gouvernement des paiements num&eacute;riques pour fournir des services publics, afin d&#39;&eacute;conomiser du temps et de l&#39;argent et renforcer la confiance et un solide taux d&#39;alphab&eacute;tisation global de 79%.<\/span><\/span><\/span><\/span><\/span><br style=\"font-variant-ligatures:normal; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial\" \/><br \/>\n<span style=\"font-variant-ligatures:normal\"><span style=\"text-decoration-thickness:initial\"><span style=\"text-decoration-style:initial\"><span style=\"text-decoration-color:initial\"><span style=\"float:none\">La m&ecirc;me source a &eacute;voqu&eacute; la participation des femmes &agrave; l&#39;&eacute;conomie, qui repr&eacute;sentent 28% de la main-d&#39;&oelig;uvre globale, les produits et les services r&eacute;pondant aux besoins du march&eacute; et la neutralit&eacute; et vari&eacute;t&eacute; des plateformes de paiements num&eacute;riques pour r&eacute;pondre aux besoins des MPME.<\/span><\/span><\/span><\/span><\/span><br style=\"font-variant-ligatures:normal; text-decoration-thickness:initial; text-decoration-style:initial; text-decoration-color:initial\" \/><br \/>\n<span style=\"font-variant-ligatures:normal\"><span style=\"text-decoration-thickness:initial\"><span style=\"text-decoration-style:initial\"><span style=\"text-decoration-color:initial\"><span style=\"float:none\">Selon le document, l&#39;exp&eacute;rience de la Tunisie peut servir d&#39;exemple &agrave; d&#39;autres pays et parties prenantes sur les &eacute;tapes &agrave; franchir dans la transition du paiement en &quot;cash&quot; ou en &quot;liquide&quot; vers les services financiers num&eacute;riques.<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n<p style=\"margin-bottom: 13px; text-align: right;\"><span style=\"font-size:11pt\"><span style=\"line-height:115%\"><span style=\"font-family:Calibri,&quot;sans-serif&quot;\"><span style=\"font-variant-ligatures:normal\"><span style=\"text-decoration-thickness:initial\"><span style=\"text-decoration-style:initial\"><span style=\"text-decoration-color:initial\"><span style=\"float:none\"><span style=\"font-family:Arial,Helvetica,sans-serif;\"><span style=\"font-size:16px;\">Source: <\/span><\/span>TAP<\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Tunisie est confront&eacute;e &agrave; de multiples d&eacute;fis concernant l&rsquo;inclusion financi&egrave;re, y compris dans la transition de paiement en liquide vers les paiements num&eacute;riques, un &eacute;l&eacute;ment fondamental dans la r&eacute;alisation&hellip;<\/p>\n","protected":false},"author":60,"featured_media":236252,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-275461","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Transition vers le paiement num\u00e9rique en Tunisie : 10 conditions, selon Harvard ! - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"La Tunisie est confront&eacute;e &agrave; 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