{"id":302794,"date":"2023-10-17T20:49:09","date_gmt":"2023-10-17T19:49:09","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=302794"},"modified":"2023-10-17T20:49:09","modified_gmt":"2023-10-17T19:49:09","slug":"amen-bank-confirme-son-troisieme-cycle-de-certification-msi-20000","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/amen-bank-confirme-son-troisieme-cycle-de-certification-msi-20000\/","title":{"rendered":"AMEN BANK confirme son troisi\u00e8me cycle de certification MSI 20000"},"content":{"rendered":"<p style=\"text-align: center\"><em>AMEN BANK s\u2019est vue remettre, pour la troisi\u00e8me fois cons\u00e9cutive, la certification MSI 2000 \u00e0 l\u2019issue du processus d\u2019\u00e9valuation continue de la banque. <\/em><\/p>\n<p>L\u2019organisme de certification fran\u00e7ais COFICERT intervient pour la seconde fois aupr\u00e8s de AMEN BANK. Apr\u00e8s l\u2019organisme suisse SGS qui, pour rappel, avait \u00e9mis le premier certificat de conformit\u00e9 MSI 20000 en faveur de AMEN BANK, ce nouveau cycle de certification t\u00e9moigne de la capacit\u00e9 de la banque \u00e0 valider ses efforts en mati\u00e8re de gouvernance financi\u00e8re.<br \/>\nAMEN BANK int\u00e8gre les \u00e9valuations \u00e0 la norme MSI 20000 dans le cadre d\u2019un programme initi\u00e9 depuis plusieurs ann\u00e9es. Un projet suivi rigoureusement chaque ann\u00e9e par les dirigeants de la banque et faisant l\u2019objet de plans d\u2019actions et d\u2019ajustements sur la base des comptes rendus des \u00e9valuations. Cette derni\u00e8re ann\u00e9e marque la meilleure conformit\u00e9 de AMEN BANK sur le bar\u00e8me d\u2019\u00e9valuation MSI, confortant les dirigeants sur les choix strat\u00e9giques de la banque. L\u2019\u00e9tablissement a su d\u2019une ann\u00e9e \u00e0 l\u2019autre capitaliser sur sa certification et les rapports qui en ont d\u00e9coul\u00e9 annuellement, pour am\u00e9liorer de fa\u00e7on continue et significative ses fondamentaux. Une ann\u00e9e exceptionnelle en termes de r\u00e9alisations pour la banque, valid\u00e9es par les \u00e9quipes d\u2019\u00e9valuation et relevant les principaux \u00e9l\u00e9ments suivants\u00a0:<\/p>\n<ul>\n<li>Trend positif en mati\u00e8re de gestion de la qualit\u00e9 du portefeuille commercial : Amen Bank continue \u00e0 fructifier ses efforts en mati\u00e8re de taux de cr\u00e9ances class\u00e9es (11.92% en 2022, contre 13.48% en 2021 et 14.69% en 2020) et de couverture des cr\u00e9ances class\u00e9es (73.65% en 2022, contre 71.20 en 2021 et 67.07 en 2020).<\/li>\n<li>Ma\u00eetrise des niveaux de liquidit\u00e9\u00a0: dans un contexte structurellement difficile, la banque parvient \u00e0 maintenir ses indicateurs de liquidit\u00e9 \u00e0 des niveaux satisfaisants (avec un ratio LCR de 131.25%, au 31\/12\/2022).<\/li>\n<li>Redressement des marges financi\u00e8res\u00a0: principaux challenges de la banque, la gestion du co\u00fbt de financement et du co\u00fbt du risque, repr\u00e9sentent des facteurs primordiaux dans le sch\u00e9ma de rentabilit\u00e9 de la banque. En 2022, Amen Bank a affich\u00e9 un ratio de marge financi\u00e8re brute de 50.25%, en augmentation de 2.50 points, par rapport \u00e0 la moyenne des 5 derniers exercices.<\/li>\n<\/ul>\n<p>Un bilan tr\u00e8s satisfaisant en cette p\u00e9riode de f\u00e9brilit\u00e9 g\u00e9n\u00e9ralis\u00e9e, avec pour cause un contexte \u00e9conomique et financier morose. La certification \u00e0 la norme MSI 20000, particuli\u00e8rement exigeante en termes de crit\u00e8res de conformit\u00e9, est un indicateur fort \u00e0 faire valoir aupr\u00e8s de son \u00e9cosyst\u00e8me interne et externe\u00a0: actionnaires, clients, fournisseurs, bailleurs et correspondants internationaux.<br \/>\nL\u2019intervention de Neji Ghandri, Directeur G\u00e9n\u00e9ral de AMEN BANK, soulignant le travail de pers\u00e9v\u00e9rance et de coh\u00e9sion de ses \u00e9quipes, a laiss\u00e9 place \u00e0 la remise officielle du certificat de conformit\u00e9 par Souheil Skander et Mr Cristian Mocanu, repr\u00e9sentants respectivement de CFC Partners et de COFICERT France, intervenus dans le cadre de la visite r\u00e9gionale annuelle de l\u2019organisme de certification, sur la r\u00e9gion MENA, sous la tutelle de l\u2019IGSF &#8211; International Group for Sustainable Finance.<br \/>\nPour rappel, MSI 20000 est la norme internationale d\u00e9di\u00e9e \u00e0 la qualit\u00e9 de la situation financi\u00e8re des entreprises et des institutions. Mise en place par MSI Observatory, la norme est actuellement r\u00e9gie \u00e0 l\u2019\u00e9chelle internationale par l\u2019IGSF.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>AMEN BANK s\u2019est vue remettre, pour la troisi\u00e8me fois cons\u00e9cutive, la certification MSI 2000 \u00e0 l\u2019issue du processus d\u2019\u00e9valuation continue de la banque. L\u2019organisme de certification fran\u00e7ais COFICERT intervient pour&hellip;<\/p>\n","protected":false},"author":60,"featured_media":302795,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1464],"tags":[],"class_list":["post-302794","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-entreprises"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>AMEN BANK confirme son troisi\u00e8me cycle de certification MSI 20000 - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"AMEN BANK s\u2019est vue remettre, pour la troisi\u00e8me fois cons\u00e9cutive, la certification MSI 2000 \u00e0 l\u2019issue du processus d\u2019\u00e9valuation continue de la banque.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/amen-bank-confirme-son-troisieme-cycle-de-certification-msi-20000\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"AMEN BANK confirme son troisi\u00e8me cycle de certification MSI 20000 - 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