{"id":313278,"date":"2024-01-30T11:32:50","date_gmt":"2024-01-30T10:32:50","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=313278"},"modified":"2024-01-30T11:32:50","modified_gmt":"2024-01-30T10:32:50","slug":"la-bct-veut-rendre-les-services-bancaires-plus-accessibles-les-frais-vont-ils-baisser","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/la-bct-veut-rendre-les-services-bancaires-plus-accessibles-les-frais-vont-ils-baisser\/","title":{"rendered":"La BCT veut rendre les services bancaires plus accessibles: Les frais vont-ils baisser?"},"content":{"rendered":"<p data-sourcepos=\"7:1-7:291\">La Banque centrale de Tunisie (BCT) a publi\u00e9 lundi 29 janvier une circulaire pr\u00e9voyant la r\u00e9vision \u00e0 la baisse des niveaux de tarification de six commissions bancaires. Les modifications escomptent l&rsquo;am\u00e9lioration de l&rsquo;acc\u00e8s aux services bancaires pour les Tunisiens, notamment ceux qui ont un revenu modeste.\u00a0La batterie de mesures concerne sp\u00e9cifiquement six commissions, notamment les frais de tenue de compte, la cotisation sur carte, les frais sur virements \u00e9mis et les paiements via TPE.<\/p>\n<ul data-sourcepos=\"13:1-23:0\">\n<li data-sourcepos=\"13:1-16:80\"><strong>Pour les particuliers:<\/strong>\n<ul data-sourcepos=\"14:5-16:80\">\n<li data-sourcepos=\"14:5-14:71\"><strong>Virement \u00e9mis:<\/strong>\u00a0La commission de virement est r\u00e9duite de 30 %.<\/li>\n<li data-sourcepos=\"15:5-15:68\"><strong>Opposition sur carte:<\/strong>\u00a0L&rsquo;opposition sur carte est gratuite.<\/li>\n<li data-sourcepos=\"16:5-16:80\"><strong>Recalcul du code PIN carte:<\/strong>\u00a0Le recalcul du code PIN carte est gratuit.<\/li>\n<\/ul>\n<\/li>\n<li data-sourcepos=\"17:1-18:137\"><strong>Pour les commer\u00e7ants:<\/strong>\n<ul data-sourcepos=\"18:5-18:137\">\n<li data-sourcepos=\"18:5-18:137\"><strong>Utilisation des TPE \u00e9quip\u00e9s de TPEM:<\/strong>\u00a0La commission sur les paiements via TPE \u00e9quip\u00e9s de TPEM est fix\u00e9e \u00e0 1,3 % du montant pay\u00e9.<\/li>\n<\/ul>\n<\/li>\n<li data-sourcepos=\"19:1-23:0\"><strong>Pour les particuliers ayant un revenu mensuel \u2264 1500 dinars:<\/strong>\n<ul data-sourcepos=\"20:5-23:0\">\n<li data-sourcepos=\"20:5-20:77\"><strong>Tenue de compte:<\/strong>\u00a0La tenue de compte est factur\u00e9e 3 dinars par mois.<\/li>\n<li data-sourcepos=\"21:5-21:89\"><strong>Cotisation sur carte nationale:<\/strong>\u00a0La cotisation sur carte nationale est gratuite.<\/li>\n<li data-sourcepos=\"22:5-23:0\"><strong>Carte:<\/strong>\u00a0Les retraits, les paiements en ligne et les paiements via TPE sont gratuits.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p data-sourcepos=\"26:1-26:242\">La s\u00e9rie de mesures devrait avoir un effet positif sur les consommateurs tunisiens, notamment ceux qui ont un revenu modeste. Les changements devraient permettre de r\u00e9duire les co\u00fbts bancaires pour les m\u00e9nages et les entreprises, et ainsi de favoriser l&rsquo;inclusion financi\u00e8re. La baisse des commissions bancaires r\u00e9pond, au demeurant, \u00e0 une demande de longue date des consommateurs et des entreprises.<\/p>\n<div class=\"flex-1 overflow-hidden\">\n<div class=\"react-scroll-to-bottom--css-qpovh-79elbk h-full\">\n<div class=\"react-scroll-to-bottom--css-qpovh-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary\" data-testid=\"conversation-turn-19\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"flex flex-grow flex-col max-w-full\">\n<div class=\"min-h-[20px] text-message flex flex-col items-start gap-3 whitespace-pre-wrap break-words [.text-message+&amp;]:mt-5 overflow-x-auto\" data-message-author-role=\"assistant\" data-message-id=\"88bcbd6b-c425-4741-b512-c306b17ffd9b\">\n<div class=\"markdown prose w-full break-words dark:prose-invert light\">\n<p>Les nouvelles proc\u00e9dures ambitionne le contr\u00f4le mais \u00e9galement la r\u00e9gulation des co\u00fbts associ\u00e9s aux services bancaires pour les clients. Elles donnent aux banques un d\u00e9lai pour ajuster et aligner leurs pratiques tarifaires sur les nouvelles directives ou exigences r\u00e9glementaires qui peuvent \u00eatre mises en place. La r\u00e9glementation entre en vigueur le 12 f\u00e9vrier 2024. Cela signifie que les banques ne peuvent pas augmenter leurs tarifs \u00e0 partir de cette date. L&rsquo;interdiction est valable jusqu&rsquo;au 31 d\u00e9cembre 2024.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>La Banque centrale de Tunisie (BCT) a publi\u00e9 lundi 29 janvier une circulaire pr\u00e9voyant la r\u00e9vision \u00e0 la baisse des niveaux de tarification de six commissions bancaires. Les modifications escomptent&hellip;<\/p>\n","protected":false},"author":81,"featured_media":313279,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,6],"tags":[],"class_list":["post-313278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La BCT veut rendre les services bancaires plus accessibles: Les frais vont-ils baisser? - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"La Banque centrale de Tunisie (BCT) a publi\u00e9 lundi 29 janvier une circulaire pr\u00e9voyant la r\u00e9vision \u00e0 la baisse des niveaux de tarification de six\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/la-bct-veut-rendre-les-services-bancaires-plus-accessibles-les-frais-vont-ils-baisser\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La BCT veut rendre les services bancaires plus accessibles: Les frais vont-ils baisser? 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