{"id":327252,"date":"2024-07-22T19:00:53","date_gmt":"2024-07-22T18:00:53","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=327252"},"modified":"2024-07-23T08:58:54","modified_gmt":"2024-07-23T07:58:54","slug":"lubci-affiche-un-pnb-de-153-millions-de-dinars-au-premier-semestre-2024","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/lubci-affiche-un-pnb-de-153-millions-de-dinars-au-premier-semestre-2024\/","title":{"rendered":"L&rsquo;UBCI affiche un PNB de 153 millions de dinars au premier semestre 2024"},"content":{"rendered":"<p>Les r\u00e9sultats du premier semestre 2024 de l&rsquo;Union Bancaire pour le Commerce et l&rsquo;Industrie (UBCI) r\u00e9v\u00e8lent une progression de ses principaux indicateurs d&rsquo;activit\u00e9.<\/p>\n<p>Au cours de cette p\u00e9riode, l&rsquo;UBCI a enregistr\u00e9 une augmentation de 6,8 % de ses d\u00e9p\u00f4ts,\u00a0 atteignant 3 625 millions de dinars, soutenue par une hausse notable des d\u00e9p\u00f4ts d&rsquo;\u00e9pargne de 9,5 %. Parall\u00e8lement, le portefeuille de cr\u00e9dits de la banque a progress\u00e9 de 5,7 %, atteignant 3 085 millions de dinars, tout en maintenant une gestion rigoureuse du risque. Les ratios prudentiels, notamment le taux de cr\u00e9ances douteuses (NPL) et le taux de couverture, demeurent parmi les meilleurs du secteur bancaire. De plus, le portefeuille titres commercial et d&rsquo;investissement a enregistr\u00e9 une croissance robuste de 14,53 %.<\/p>\n<p>Le Produit Net Bancaire s&rsquo;est \u00e9lev\u00e9 \u00e0 153,4 millions de dinars au terme du premier semestre 2024. Ce r\u00e9sultat comprend une marge nette d&rsquo;exploitation de 87,4 millions de dinars, des commissions nettes en augmentation de 9,3 %, atteignant 32,7 millions de dinars, et des revenus de titres commercial et d&rsquo;investissement totalisant 33,3 millions de dinars, marquant une progression de 5,4 %. Les charges op\u00e9ratoires ont \u00e9t\u00e9 ma\u00eetris\u00e9es, affichant une hausse de 7,5 % malgr\u00e9 une p\u00e9riode d&rsquo;investissement intensive.<\/p>\n<p>L&rsquo;UBCI continue de d\u00e9ployer activement son programme de transformation et d&rsquo;investissement initi\u00e9 en 2021.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les r\u00e9sultats du premier semestre 2024 de l&rsquo;Union Bancaire pour le Commerce et l&rsquo;Industrie (UBCI) r\u00e9v\u00e8lent une progression de ses principaux indicateurs d&rsquo;activit\u00e9. Au cours de cette p\u00e9riode, l&rsquo;UBCI a&hellip;<\/p>\n","protected":false},"author":60,"featured_media":327253,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4,1464],"tags":[],"class_list":["post-327252","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-entreprises"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>L&#039;UBCI affiche un PNB de 153 millions de dinars au premier semestre 2024 - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Les r\u00e9sultats du premier semestre 2024 de l&#039;Union Bancaire pour le Commerce et l&#039;Industrie (UBCI) r\u00e9v\u00e8lent une progression de ses principaux indicateurs\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/lubci-affiche-un-pnb-de-153-millions-de-dinars-au-premier-semestre-2024\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"L&#039;UBCI affiche un PNB de 153 millions de dinars au premier semestre 2024 - 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