{"id":338145,"date":"2024-11-13T16:51:24","date_gmt":"2024-11-13T15:51:24","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=338145"},"modified":"2024-11-13T16:51:24","modified_gmt":"2024-11-13T15:51:24","slug":"attention-lachat-par-facilite-a-travers-des-cheques-antidates-sera-desormais-penalise","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/attention-lachat-par-facilite-a-travers-des-cheques-antidates-sera-desormais-penalise\/","title":{"rendered":"Attention: l&rsquo;achat par facilit\u00e9 \u00e0 travers des ch\u00e8ques antidat\u00e9s sera d\u00e9sormais p\u00e9nalis\u00e9&#8230;"},"content":{"rendered":"<p><strong>Conform\u00e9ment \u00e0 la nouvelle loi du commerce relative aux ch\u00e8ques sans provision et qui sera mise en vigueur en Janvier 2025, tous les ch\u00e8ques antidat\u00e9s \u00e9mis sur plusieurs \u00e9ch\u00e9ances de diff\u00e9rentes dates choisis en tant que mode de paiement par facilit\u00e9, d&rsquo;un achat ou d&rsquo;un service et qui ne sont pas certifi\u00e9s par les banques, ne seront d\u00e9sormais plus accept\u00e9s apr\u00e8s le 2 f\u00e9vriers 2025. De fait, si l&rsquo;ancienne loi interdit d\u00e9j\u00e0 ce mode de paiement par des fournisseurs, beaucoup de commerces, de soci\u00e9t\u00e9s priv\u00e9es et autres prestataires\u00a0 de services acceptaient de se faire payer via des ch\u00e8ques antidat\u00e9s sur plusieurs mensualit\u00e9s par des clients qui ne disposent pas des ressources financi\u00e8res requises pour effectuer un paiement int\u00e9gral du montant demand\u00e9.<\/strong><\/p>\n<p>Toutefois, si autrefois une telle pratique demeurait tol\u00e9r\u00e9e, d\u00e8s le 2 f\u00e9vrier et conform\u00e9ment \u00e0 la nouvelle loi du commerce, ce genre de ch\u00e8que ne sera plus accept\u00e9 par les banques. Pis encore, il s&rsquo;agit d&rsquo;une pratique d\u00e9sormais p\u00e9nalis\u00e9e. Il est toutefois \u00e0 savoir que m\u00eame si l&rsquo;op\u00e9ration a d\u00e9j\u00e0 \u00e9t\u00e9 effectu\u00e9e et que les ch\u00e8ques antidat\u00e9s d\u00e9passent la date du 2 f\u00e9vrier, le ch\u00e8que sera aussi refus\u00e9 par la banque et toute personne concern\u00e9e doit veiller \u00e0 trouver un moyen de paiement r\u00e9glement\u00e9 \u00e0 la place des ch\u00e8ques d\u00e9j\u00e0 \u00e9mis\u00a0 pour \u00e9viter des p\u00e9nalit\u00e9s judiciaires et financi\u00e8res.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Conform\u00e9ment \u00e0 la nouvelle loi du commerce relative aux ch\u00e8ques sans provision et qui sera mise en vigueur en Janvier 2025, tous les ch\u00e8ques antidat\u00e9s \u00e9mis sur plusieurs \u00e9ch\u00e9ances de&hellip;<\/p>\n","protected":false},"author":137,"featured_media":338146,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,6,5],"tags":[6712,5034,6711,6715,6713,5815,6714],"class_list":["post-338145","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-economie","category-politique","tag-cheques-antidates","tag-code-du-commerce","tag-faciite","tag-fevrier-2025","tag-illegal","tag-nouvelle-loi","tag-penalite"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Attention: l&#039;achat par facilit\u00e9 \u00e0 travers des ch\u00e8ques antidat\u00e9s sera d\u00e9sormais p\u00e9nalis\u00e9... - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Conform\u00e9ment \u00e0 la nouvelle loi du commerce relative aux ch\u00e8ques sans provision et qui sera mise en vigueur en Janvier 2025, tous les ch\u00e8ques antidat\u00e9s\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/attention-lachat-par-facilite-a-travers-des-cheques-antidates-sera-desormais-penalise\/amp\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Attention: l&#039;achat par facilit\u00e9 \u00e0 travers des ch\u00e8ques antidat\u00e9s sera d\u00e9sormais p\u00e9nalis\u00e9... - R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"og:description\" content=\"Conform\u00e9ment \u00e0 la nouvelle loi du commerce relative aux ch\u00e8ques sans provision et qui sera mise en vigueur en Janvier 2025, tous les ch\u00e8ques antidat\u00e9s\" \/>\n<meta property=\"og:url\" content=\"https:\/\/realites.com.tn\/fr\/attention-lachat-par-facilite-a-travers-des-cheques-antidates-sera-desormais-penalise\/amp\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realites.tn\/\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-13T15:51:24+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2024\/11\/cheque-banque.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"850\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"A. 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