{"id":338972,"date":"2024-11-22T22:23:32","date_gmt":"2024-11-22T21:23:32","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=338972"},"modified":"2024-11-22T22:23:32","modified_gmt":"2024-11-22T21:23:32","slug":"nouvelles-dispositions-de-la-bct-pour-securiser-les-transactions-par-cheque","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/nouvelles-dispositions-de-la-bct-pour-securiser-les-transactions-par-cheque\/","title":{"rendered":"Nouvelles dispositions de la BCT pour s\u00e9curiser les transactions par ch\u00e8que"},"content":{"rendered":"<p>Dans un souci de renforcer la s\u00e9curit\u00e9 des transactions financi\u00e8res et de lutter contre la fraude, la Banque centrale de Tunisie (BCT) a publi\u00e9 une nouvelle circulaire introduisant des r\u00e8gles plus strictes en mati\u00e8re de gestion des ch\u00e8ques. Cette circulaire, qui vient actualiser la loi 2024-14, impose de nouvelles obligations aux banques et pr\u00e9cise les proc\u00e9dures \u00e0 suivre pour toutes les op\u00e9rations li\u00e9es aux ch\u00e8ques.<\/p>\n<p>Les principales nouveaut\u00e9s de cette r\u00e9glementation concernent notamment :<\/p>\n<ul>\n<li><strong>Le renforcement des contr\u00f4les:<\/strong> Les banques devront d\u00e9sormais mettre en place des dispositifs de contr\u00f4le plus rigoureux pour v\u00e9rifier l&rsquo;authenticit\u00e9 des ch\u00e8ques et l&rsquo;identit\u00e9 des \u00e9metteurs.<\/li>\n<li><strong>La pr\u00e9vention de la fraude:<\/strong> De nouvelles mesures sont introduites pour d\u00e9tecter et pr\u00e9venir les fraudes li\u00e9es aux ch\u00e8ques, telles que les falsifications ou les utilisations frauduleuses.<\/li>\n<li><strong>La gestion des incidents de paiement:<\/strong> Les proc\u00e9dures de traitement des ch\u00e8ques sans provision ou des ch\u00e8ques frauduleux sont pr\u00e9cis\u00e9es afin d&rsquo;acc\u00e9l\u00e9rer leur r\u00e9solution.<\/li>\n<\/ul>\n<p>Ces nouvelles dispositions s&rsquo;inscrivent dans un contexte de modernisation du syst\u00e8me bancaire tunisien et d&rsquo;adaptation aux normes internationales en mati\u00e8re de lutte contre le blanchiment d&rsquo;argent et le financement du terrorisme.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dans un souci de renforcer la s\u00e9curit\u00e9 des transactions financi\u00e8res et de lutter contre la fraude, la Banque centrale de Tunisie (BCT) a publi\u00e9 une nouvelle circulaire introduisant des r\u00e8gles&hellip;<\/p>\n","protected":false},"author":81,"featured_media":297372,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-338972","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - 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