{"id":340172,"date":"2024-12-06T17:56:56","date_gmt":"2024-12-06T16:56:56","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=340172"},"modified":"2024-12-06T17:56:56","modified_gmt":"2024-12-06T16:56:56","slug":"bilan-mitige-du-secteur-bancaire-tunisien-selon-le-rapport-annuel-de-la-bct","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/bilan-mitige-du-secteur-bancaire-tunisien-selon-le-rapport-annuel-de-la-bct\/","title":{"rendered":"Bilan mitig\u00e9 du secteur bancaire tunisien selon le rapport annuel de la BCT"},"content":{"rendered":"<p>La Banque Centrale de Tunisie (BCT) a publi\u00e9 hier son rapport annuel sur le contr\u00f4le bancaire, dressant un \u00e9tat des lieux contrast\u00e9 du secteur. Si le syst\u00e8me bancaire tunisien a d\u00e9montr\u00e9 une certaine r\u00e9silience face aux chocs \u00e9conomiques r\u00e9cents, de nombreux d\u00e9fis persistent et n\u00e9cessitent des actions urgentes.<br \/>\nLe rapport souligne que le ralentissement de l&rsquo;activit\u00e9 \u00e9conomique, coupl\u00e9 \u00e0 l&rsquo;aggravation des cr\u00e9ances douteuses, a mis sous pression le secteur bancaire en 2023-2024. Les tensions inflationnistes, le stress hydrique et les pressions budg\u00e9taires ont \u00e9galement contribu\u00e9 \u00e0 fragiliser le syst\u00e8me financier.<br \/>\nMalgr\u00e9 cet environnement difficile, la BCT reconna\u00eet le r\u00f4le essentiel du secteur bancaire dans le financement de l&rsquo;\u00e9conomie et le soutien \u00e0 l&rsquo;\u00c9tat. Les banques tunisiennes continuent de mobiliser l&rsquo;\u00e9pargne et d&rsquo;accompagner les entreprises, en particulier celles les plus fragilis\u00e9es.<br \/>\nPour renforcer la r\u00e9silience du syst\u00e8me bancaire et l&rsquo;adapter aux nouveaux d\u00e9fis, la BCT a annonc\u00e9 un ensemble de mesures visant \u00e0 :<\/p>\n<ul>\n<li><strong>Am\u00e9liorer la qualit\u00e9 des actifs:<\/strong> En renfor\u00e7ant les dispositifs de surveillance et de contr\u00f4le des risques, notamment en mati\u00e8re de cr\u00e9dits.<\/li>\n<li><strong>Renforcer les fonds propres des banques:<\/strong> Pour leur permettre de mieux absorber les chocs et de soutenir l&rsquo;\u00e9conomie.<\/li>\n<li><strong>Moderniser la r\u00e9glementation bancaire:<\/strong> Afin de l&rsquo;aligner sur les meilleures pratiques internationales et de favoriser l&rsquo;innovation.<\/li>\n<\/ul>\n<p>Le rapport de la BCT conclut en appelant toutes les parties prenantes \u00e0 \u0153uvrer de concert pour renforcer le secteur bancaire. Les banques, les autorit\u00e9s de tutelle, le gouvernement et les entreprises doivent unir leurs efforts pour relever les d\u00e9fis auxquels est confront\u00e9 le syst\u00e8me financier tunisien.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Banque Centrale de Tunisie (BCT) a publi\u00e9 hier son rapport annuel sur le contr\u00f4le bancaire, dressant un \u00e9tat des lieux contrast\u00e9 du secteur. Si le syst\u00e8me bancaire tunisien a&hellip;<\/p>\n","protected":false},"author":81,"featured_media":317056,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,6],"tags":[2637,5997,7058,1261,7057,5927,7055,7056,1120],"class_list":["post-340172","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-economie","tag-bct","tag-credits","tag-defis","tag-economie-2","tag-rapport-annuel","tag-reformes","tag-secteur-bancaire","tag-stabilite-financiere","tag-tunisie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Bilan mitig\u00e9 du secteur bancaire tunisien selon le rapport annuel de la BCT - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"La Banque Centrale de Tunisie (BCT) a publi\u00e9 hier son rapport annuel sur le contr\u00f4le bancaire, dressant un \u00e9tat des lieux contrast\u00e9 du secteur. 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