{"id":344725,"date":"2025-01-23T12:25:06","date_gmt":"2025-01-23T11:25:06","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=344725"},"modified":"2025-01-23T12:25:06","modified_gmt":"2025-01-23T11:25:06","slug":"credits-immobiliers-sit-in-et-appels-a-la-baisse-des-taux-dinteret","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/credits-immobiliers-sit-in-et-appels-a-la-baisse-des-taux-dinteret\/","title":{"rendered":"Cr\u00e9dits immobiliers: sit-in et appels \u00e0 la baisse des taux d\u2019int\u00e9r\u00eat"},"content":{"rendered":"<p>Face \u00e0 la hausse des taux d&rsquo;int\u00e9r\u00eat qui p\u00e8se lourdement sur les m\u00e9nages tunisiens, un groupe de citoyens a organis\u00e9, le jeudi 23 janvier 2025, un rassemblement de protestation sur la place du Gouvernement \u00e0 la Kasbah. \u00c0 l\u2019appel de la Coordination nationale pour la mise en application de l\u2019article 412 du Code de commerce, les manifestants ont exhort\u00e9 le minist\u00e8re des Finances \u00e0 intervenir pour contraindre les banques \u00e0 appliquer cet article. Celui-ci pr\u00e9voit une r\u00e9duction du taux d\u2019int\u00e9r\u00eat fixe pour les cr\u00e9dits immobiliers de longue dur\u00e9e actuellement en cours de remboursement.<\/p>\n<p>Dans une d\u00e9claration \u00e0 Mosa\u00efque FM, Abdelssalem Mathlouthi, l\u2019un des protestataires, a d\u00e9nonc\u00e9 l\u2019attitude des banques. Il a rappel\u00e9 que, bien que la loi ait \u00e9t\u00e9 publi\u00e9e au Journal officiel le 2 ao\u00fbt 2024 et que de nombreux citoyens aient d\u00e9pos\u00e9 leurs demandes conform\u00e9ment \u00e0 l\u2019article 412 du Code de commerce, le secteur bancaire continue \u00e0 tergiverser et refuse toujours d\u2019appliquer cette mesure, enfreignant ainsi les lois de l\u2019\u00c9tat tunisien.<\/p>\n<p>L\u2019article 412 du Code de commerce, adopt\u00e9 r\u00e9cemment, stipule que toute personne ayant contract\u00e9 un pr\u00eat d\u2019une dur\u00e9e sup\u00e9rieure \u00e0 7 ans et ayant rembours\u00e9 au moins 3 ann\u00e9es peut b\u00e9n\u00e9ficier d\u2019une r\u00e9duction du taux d\u2019int\u00e9r\u00eat sur le montant restant d\u00fb. Pour cela, l\u2019emprunteur doit d\u00e9poser une demande officielle aupr\u00e8s de sa banque.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Face \u00e0 la hausse des taux d&rsquo;int\u00e9r\u00eat qui p\u00e8se lourdement sur les m\u00e9nages tunisiens, un groupe de citoyens a organis\u00e9, le jeudi 23 janvier 2025, un rassemblement de protestation sur&hellip;<\/p>\n","protected":false},"author":60,"featured_media":344727,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4,6],"tags":[],"class_list":["post-344725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cr\u00e9dits immobiliers: sit-in et appels \u00e0 la baisse des taux d\u2019int\u00e9r\u00eat - 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