{"id":348262,"date":"2025-02-25T19:58:42","date_gmt":"2025-02-25T18:58:42","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=348262"},"modified":"2025-02-25T19:58:42","modified_gmt":"2025-02-25T18:58:42","slug":"paiements-electroniques-en-tunisie-evolution-contrastee-en-2024","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/paiements-electroniques-en-tunisie-evolution-contrastee-en-2024\/","title":{"rendered":"Paiements \u00e9lectroniques en Tunisie : \u00e9volution contrast\u00e9e en 2024"},"content":{"rendered":"<p>Le dernier bulletin de la Banque centrale tunisienne (BCT) pour l\u2019ann\u00e9e 2024 r\u00e9v\u00e8le des \u00e9volutions contrast\u00e9es dans le secteur des paiements \u00e9lectroniques. Le nombre de cartes bancaires en circulation a diminu\u00e9 de 22,2 % par rapport \u00e0 2023, pour s\u2019\u00e9tablir \u00e0 5.490 unit\u00e9s. En revanche, le nombre de distributeurs automatiques de billets (DAB\/GAB) a augment\u00e9 de 3,1 %, atteignant 3.305 unit\u00e9s.<br \/>\n<span style=\"font-family: Raleway, sans-serif; font-weight: bold; letter-spacing: 0px;\">\u00c9volutions contrast\u00e9es dans les paiements \u00e9lectroniques<br \/>\n<\/span>Parall\u00e8lement, les sites web acceptant les paiements en ligne ont progress\u00e9 de 11 % en un an, pour atteindre 1.126 plateformes. Les pr\u00e9l\u00e8vements automatiques ont \u00e9galement enregistr\u00e9 une hausse significative, avec une augmentation de 15,2 % du nombre de transactions et de 13,4 % de leur valeur.<br \/>\nLa BCT a mis en \u0153uvre plusieurs projets structurants pour moderniser le syst\u00e8me de paiement tunisien. Parmi ceux-ci, la restructuration de la Soci\u00e9t\u00e9 Mon\u00e9tique de Tunisie (SMT) vise \u00e0 am\u00e9liorer son efficacit\u00e9 et sa capacit\u00e9 d\u2019innovation. Le syst\u00e8me de paiement en temps r\u00e9el Elyssa-RTGS a \u00e9t\u00e9 \u00e9tendu aux transactions en devises, facilitant ainsi les \u00e9changes commerciaux internationaux.<br \/>\n<strong style=\"font-family: Raleway, sans-serif; letter-spacing: 0px;\">Renforcement de la s\u00e9curit\u00e9 et facilitation des paiements transfrontaliers<br \/>\n<\/strong>La Tunisie a \u00e9galement entam\u00e9 une transition vers la norme internationale Swift Mx (ISO 20022), qui permettra une meilleure interop\u00e9rabilit\u00e9 et une standardisation des paiements. Pour renforcer la s\u00e9curit\u00e9 des transactions, la BCT a adopt\u00e9 le sch\u00e9ma national de paiement White-EMV, garantissant l\u2019interop\u00e9rabilit\u00e9 des cartes de paiement EMV.<br \/>\nIl sied d&rsquo;ajouter que la Tunisie a rejoint le dispositif Pan-African Payment and Settlement System (Papss), qui vise \u00e0 simplifier et r\u00e9duire les co\u00fbts des paiements transfrontaliers. Enfin, la cr\u00e9ation de la plateforme TuniCh\u00e8que permet d\u00e9sormais d\u2019effectuer des paiements par ch\u00e8que conform\u00e9ment \u00e0 la nouvelle r\u00e9glementation et aux modifications du Code de commerce.<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le dernier bulletin de la Banque centrale tunisienne (BCT) pour l\u2019ann\u00e9e 2024 r\u00e9v\u00e8le des \u00e9volutions contrast\u00e9es dans le secteur des paiements \u00e9lectroniques. Le nombre de cartes bancaires en circulation a&hellip;<\/p>\n","protected":false},"author":81,"featured_media":132371,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,6],"tags":[],"class_list":["post-348262","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Paiements \u00e9lectroniques en Tunisie : \u00e9volution contrast\u00e9e en 2024 - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Le dernier bulletin de la Banque centrale tunisienne (BCT) pour l\u2019ann\u00e9e 2024 r\u00e9v\u00e8le des \u00e9volutions contrast\u00e9es dans le secteur des paiements\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/paiements-electroniques-en-tunisie-evolution-contrastee-en-2024\/amp\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Paiements \u00e9lectroniques en Tunisie : \u00e9volution contrast\u00e9e en 2024 - R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"og:description\" content=\"Le dernier bulletin de la Banque centrale tunisienne (BCT) pour l\u2019ann\u00e9e 2024 r\u00e9v\u00e8le des \u00e9volutions contrast\u00e9es dans le secteur des paiements\" \/>\n<meta property=\"og:url\" content=\"https:\/\/realites.com.tn\/fr\/paiements-electroniques-en-tunisie-evolution-contrastee-en-2024\/amp\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realites.tn\/\" \/>\n<meta property=\"article:published_time\" content=\"2025-02-25T18:58:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2018\/11\/paiement-phone.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1254\" \/>\n\t<meta property=\"og:image:height\" content=\"836\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Mariem Ben Yahia\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Mariem Ben Yahia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/realites.com.tn\/fr\/paiements-electroniques-en-tunisie-evolution-contrastee-en-2024\/amp\/\",\"url\":\"https:\/\/realites.com.tn\/fr\/paiements-electroniques-en-tunisie-evolution-contrastee-en-2024\/amp\/\",\"name\":\"Paiements \u00e9lectroniques en Tunisie : \u00e9volution contrast\u00e9e en 2024 - 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