{"id":385105,"date":"2026-04-01T13:58:25","date_gmt":"2026-04-01T12:58:25","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=385105"},"modified":"2026-04-01T13:58:25","modified_gmt":"2026-04-01T12:58:25","slug":"circulaire-2026-4-de-la-bct-le-plaidoyer-de-mohsen-hassan-pour-une-consommation-responsable","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/circulaire-2026-4-de-la-bct-le-plaidoyer-de-mohsen-hassan-pour-une-consommation-responsable\/","title":{"rendered":"Circulaire 2026-4 de la BCT : Le plaidoyer de Mohsen Hassan pour une consommation responsable"},"content":{"rendered":"<p>L\u2019expert \u00e9conomique et ancien ministre du Commerce, Mohsen Hassan, a livr\u00e9 ce mercredi 1er avril une analyse percutante sur sa page Facebook concernant la circulaire n\u00b0 2026-4 de la Banque Centrale de Tunisie. Pour lui, ce texte publi\u00e9 le 26 mars dernier ne se r\u00e9sume pas \u00e0 une simple directive administrative, mais constitue un v\u00e9ritable acte de courage pragmatique sous l&rsquo;impulsion du Gouverneur Fethi Zouhaier Nouri. Dans un contexte de temp\u00eate \u00e9conomique, il estime que l&rsquo;Institut d&rsquo;\u00c9mission vient de tracer une ligne rouge salutaire en distinguant les besoins vitaux du pays de la consommation superflue.<br \/>\nL&rsquo;analyse de Mohsen Hassan met en exergue la fin de l&rsquo;illusion du cr\u00e9dit pour le luxe, soulignant que le temps o\u00f9 l&rsquo;on importait des v\u00e9hicules de tourisme, des cosm\u00e9tiques ou des produits fins \u00e0 cr\u00e9dit est d\u00e9sormais r\u00e9volu. La r\u00e8gle du \u00ab cash and carry \u00bb s&rsquo;impose d\u00e9sormais aux importateurs, qui devront mobiliser l&rsquo;int\u00e9gralit\u00e9 de la valeur de l&rsquo;op\u00e9ration sur leurs fonds propres avant toute domiciliation. Cette mesure vise \u00e0 neutraliser le levier bancaire pour stopper une m\u00e9canique de consommation de masse qui \u00e9puise la balance commerciale tunisienne.<br \/>\nLoin d&rsquo;un protectionnisme archa\u00efque, Mohsen Hassan salue une \u0153uvre de pr\u00e9cision strat\u00e9gique qui pr\u00e9serve l&rsquo;appareil productif. En sanctuarisant l&rsquo;acc\u00e8s des industriels aux intrants vitaux et en prot\u00e9geant le r\u00e9gime de perfectionnement actif pour les exportateurs, la BCT garantit la souverainet\u00e9 industrielle et la rentr\u00e9e de devises. Pour Mohsen Hassan, cette d\u00e9cision est une question de survie nationale : chaque dollar de nos r\u00e9serves doit \u00eatre prioritairement allou\u00e9 au bl\u00e9, \u00e0 l&rsquo;\u00e9nergie ou aux m\u00e9dicaments plut\u00f4t qu&rsquo;au financement bancaire de produits de confort.<br \/>\nEn concluant son plaidoyer, l&rsquo;ancien ministre affirme que cette circulaire est une mesure de salut public qui r\u00e9oriente les liquidit\u00e9s bancaires vers les secteurs cr\u00e9ateurs de valeur. En responsabilisant les banques sur la v\u00e9rification des nomenclatures douani\u00e8res pour mettre fin aux fausses d\u00e9clarations, la BCT rappelle une v\u00e9rit\u00e9 fondamentale : l&rsquo;int\u00e9r\u00eat sup\u00e9rieur de la nation et la stabilit\u00e9 du dinar doivent imp\u00e9rativement primer sur le confort de consommation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019expert \u00e9conomique et ancien ministre du Commerce, Mohsen Hassan, a livr\u00e9 ce mercredi 1er avril une analyse percutante sur sa page Facebook concernant la circulaire n\u00b0 2026-4 de la Banque&hellip;<\/p>\n","protected":false},"author":144,"featured_media":342131,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[2089,10343,1741,3736],"class_list":["post-385105","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","tag-banque-centrale-de-tunisie","tag-circulaire-n-2026-4","tag-mohsen-hassan","tag-realites-online"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - 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