{"id":39571,"date":"2015-06-06T21:16:34","date_gmt":"2015-06-06T20:16:34","guid":{"rendered":"http:\/\/www.realites.com.tn\/?p=39571"},"modified":"2015-06-05T09:58:51","modified_gmt":"2015-06-05T08:58:51","slug":"atb-2014-533-md-de-resultat-net","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/atb-2014-533-md-de-resultat-net\/","title":{"rendered":"ATB 2014\u00a0: 53,3 MD de r\u00e9sultat net"},"content":{"rendered":"<p><a href=\"http:\/\/www.realites.com.tn\/wp-content\/uploads\/2015\/06\/ATB.jpg\" data-rel=\"penci-gallery-image-content\" ><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-39572 aligncenter\" src=\"http:\/\/www.realites.com.tn\/wp-content\/uploads\/2015\/06\/ATB.jpg\" alt=\"ATB\" width=\"672\" height=\"300\" srcset=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2015\/06\/ATB.jpg 672w, https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2015\/06\/ATB-300x133.jpg 300w\" sizes=\"(max-width: 672px) 100vw, 672px\" \/><\/a><\/p>\n<p>L\u2019Assembl\u00e9e g\u00e9n\u00e9rale de l\u2019ATB relative \u00e0 l\u2019exercice 2014 a permis de lever le voile sur l\u2019\u00e9volution des \u00e9tats financiers de la banque. C\u2019est ainsi que les cr\u00e9dits nets \u00e0 l\u2019\u00e9conomie consentis par l\u2019ATB ont progress\u00e9 de 15,86% pour atteindre 3117 MD. Cette croissance a port\u00e9 aussi bien sur les cr\u00e9dits d\u2019investissement accord\u00e9s aux entreprises que sur les cr\u00e9dits accord\u00e9s aux particuliers.<\/p>\n<p>Tandis que les d\u00e9p\u00f4ts ont enregistr\u00e9 une l\u00e9g\u00e8re baisse de 4,5% pour se situer \u00e0 3555 MD. Il faut dire que cette baisse a concern\u00e9 surtout les d\u00e9p\u00f4ts \u00e0 r\u00e9mun\u00e9ration \u00e9lev\u00e9e\u00a0: l\u2019ATB ayant d\u00e9cid\u00e9 de ne pas c\u00e9der \u00e0 la concurrence relative \u00e0 la surench\u00e8re sur les d\u00e9p\u00f4ts.<br \/>\nAlors que le volume des d\u00e9p\u00f4ts d\u2019\u00e9pargne a connu une progression de 11,17%, passant de 658,4 MD fin 2013 \u00e0 731,9 MD fin 2014.<br \/>\nIl faut dire que l\u2019ATB a maintenu une position dominante sur le march\u00e9 des bons du tr\u00e9sor avec une part de 24% et une enveloppe de portefeuille commercial de 1096 MD fin 2014 contre 1079 MD fin 2013.<br \/>\nIl faut dire que la valeur brute du portefeuille d\u2019investissement de la banque est pass\u00e9e de 388 MD fin 2013 \u00e0 429 MD du 2014, soit une croissance de 10,6%.<br \/>\nEn effet, l\u2019ATB a consolid\u00e9 sa strat\u00e9gie de soutien aux efforts d\u2019investissement et de cr\u00e9ation de richesses dans les zones de d\u00e9veloppement r\u00e9gional. Cette strat\u00e9gie est d\u00e9clin\u00e9e surtout \u00e0 travers sa filiale ATD- SICAR devenue leader du capital risque sur le march\u00e9.<br \/>\nLe chiffre d\u2019affaires de l\u2019ATB a progress\u00e9 de 10,9% en 2014 et son produit net bancaire de 4,2%.<br \/>\nLe r\u00e9sultat net enregistr\u00e9 par l\u2019ATB en 2014 est de 53,3 MD en 2014 contre 27,8 MD en 2013 soit une croissance de 91%.<br \/>\nIl faut dire que l\u2019ATB respecte scrupuleusement les normes prudentielles en mati\u00e8re de gestion des risques de cr\u00e9dit et de march\u00e9.<br \/>\nC\u2019est ainsi qu\u2019elle a r\u00e9alis\u00e9 une performance en ramenant le taux de cr\u00e9ances douteuses sous la barre des 7% soit 6,7% en date du 31\/12\/2014\u00a0: en effet le taux de couverture des cr\u00e9ances class\u00e9es par les provisions est de 78%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019Assembl\u00e9e g\u00e9n\u00e9rale de l\u2019ATB relative \u00e0 l\u2019exercice 2014 a permis de lever le voile sur l\u2019\u00e9volution des \u00e9tats financiers de la banque. C\u2019est ainsi que les cr\u00e9dits nets \u00e0 l\u2019\u00e9conomie&hellip;<\/p>\n","protected":false},"author":8,"featured_media":39572,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4,6],"tags":[],"class_list":["post-39571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualites","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ATB 2014\u00a0: 53,3 MD de r\u00e9sultat net - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"L\u2019Assembl\u00e9e g\u00e9n\u00e9rale de l\u2019ATB relative \u00e0 l\u2019exercice 2014 a permis de lever le voile sur l\u2019\u00e9volution des \u00e9tats financiers de la banque. 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