{"id":397281,"date":"2026-10-17T09:51:23","date_gmt":"2026-10-17T08:51:23","guid":{"rendered":"https:\/\/realites.com.tn\/fr\/?p=397281"},"modified":"2026-10-17T09:51:23","modified_gmt":"2026-10-17T08:51:23","slug":"lutte-contre-le-blanchiment-le-cmf-publie-un-guide-elargi-a-lintention-des-intermediaires-en-bourse","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/lutte-contre-le-blanchiment-le-cmf-publie-un-guide-elargi-a-lintention-des-intermediaires-en-bourse\/","title":{"rendered":"Lutte contre le blanchiment : le CMF publie un guide \u00e9largi \u00e0 l\u2019intention des interm\u00e9diaires en bourse"},"content":{"rendered":"<p class=\"ds-markdown-paragraph\"><span class=\"\">Le Conseil du march\u00e9 financier a rendu public, le vendredi 16 octobre 2026, un guide pratique \u00e9largi consacr\u00e9 au respect des exigences en mati\u00e8re de lutte contre le blanchiment d\u2019argent, le financement du terrorisme et la prolif\u00e9ration des armes. Ce document s\u2019adresse aux interm\u00e9diaires en bourse ainsi qu\u2019aux soci\u00e9t\u00e9s de gestion de portefeuilles de valeurs mobili\u00e8res pour le compte de tiers. Par ailleurs, cette publication s\u2019inscrit dans la continuit\u00e9 des actions men\u00e9es par le CMF pour renforcer la s\u00e9curit\u00e9 et l\u2019int\u00e9grit\u00e9 du march\u00e9 financier tunisien, tout en consolidant le dispositif national de pr\u00e9vention. D\u2019autre part, le guide int\u00e8gre les d\u00e9cisions et orientations de la Commission tunisienne des analyses financi\u00e8res ainsi que les standards internationaux.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Le texte retient l\u2019approche fond\u00e9e sur les risques comme cadre de r\u00e9f\u00e9rence pour la gestion des risques de blanchiment, de financement du terrorisme et de prolif\u00e9ration des armes. Qui plus est, cette m\u00e9thode impose d\u2019identifier les risques li\u00e9s aux clients, aux produits et services, aux op\u00e9rations, aux canaux de distribution et aux zones g\u00e9ographiques. \u00c0 cela s\u2019ajoute l\u2019obligation d\u2019\u00e9valuer et de classer ces risques, puis de mettre en \u0153uvre des mesures adapt\u00e9es pour les att\u00e9nuer. En sus, le guide \u00e9nonce des principes pratiques destin\u00e9s \u00e0 renforcer la gouvernance du dispositif de pr\u00e9vention. Il d\u00e9finit les responsabilit\u00e9s du conseil d\u2019administration, de la direction g\u00e9n\u00e9rale, de la fonction de conformit\u00e9 et de l\u2019audit interne, en adoptant le mod\u00e8le des trois lignes de d\u00e9fense afin d\u2019assurer une r\u00e9partition claire et compl\u00e9mentaire des r\u00f4les ainsi que l\u2019efficacit\u00e9 du contr\u00f4le interne.<\/span><\/p>\n<p class=\"ds-markdown-paragraph\"><span class=\"\">Le document souligne la n\u00e9cessit\u00e9 de doter la fonction de conformit\u00e9 de l\u2019ind\u00e9pendance, des ressources, des pouvoirs et des informations requises pour accomplir ses missions. Par cons\u00e9quent, le renforcement du contr\u00f4le interne passe par une r\u00e9partition pr\u00e9cise des responsabilit\u00e9s entre les organes de gouvernance, la direction g\u00e9n\u00e9rale, la conformit\u00e9 et l\u2019audit interne. Le guide met \u00e9galement l\u2019accent sur une vigilance accrue \u00e0 l\u2019\u00e9gard des clients, notamment par la v\u00e9rification de leur identit\u00e9, de celle des b\u00e9n\u00e9ficiaires effectifs et de l\u2019origine des fonds. D\u2019autre part, une place importante est accord\u00e9e \u00e0 la surveillance des transactions, afin de d\u00e9tecter les op\u00e9rations inhabituelles ou suspectes et de proc\u00e9der, le cas \u00e9ch\u00e9ant, aux d\u00e9clarations de soup\u00e7on. \u00c0 cela s\u2019ajoute l\u2019application des sanctions financi\u00e8res cibl\u00e9es, conform\u00e9ment aux listes nationales et aux d\u00e9cisions du Conseil de s\u00e9curit\u00e9 des Nations unies, y compris le gel des avoirs concern\u00e9s. Enfin, le guide rappelle l\u2019importance d\u2019une coop\u00e9ration rapide, efficace et confidentielle avec le CMF, la Commission tunisienne des analyses financi\u00e8res, la Commission nationale de lutte contre le terrorisme et les autorit\u00e9s judiciaires, notamment \u00e0 travers la communication des informations, documents et registres requis par la l\u00e9gislation en vigueur.<br \/>\n<strong>MBY<\/strong><br \/>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le Conseil du march\u00e9 financier a rendu public, le vendredi 16 octobre 2026, un guide pratique \u00e9largi consacr\u00e9 au respect des exigences en mati\u00e8re de lutte contre le blanchiment d\u2019argent,&hellip;<\/p>\n","protected":false},"author":60,"featured_media":223287,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-397281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - 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