{"id":64470,"date":"2016-05-24T13:45:28","date_gmt":"2016-05-24T12:45:28","guid":{"rendered":"http:\/\/www.realites.com.tn\/?p=64470"},"modified":"2016-05-24T11:54:44","modified_gmt":"2016-05-24T10:54:44","slug":"comment-sauver-les-retraites","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/comment-sauver-les-retraites\/","title":{"rendered":"Comment sauver les retraites ?"},"content":{"rendered":"

\"20160523_094611\"<\/a><\/p>\n

En marge de la conf\u00e9rence de presse relative \u00e0 l\u2019\u00e9conomie informelle<\/a>, Mahmoud Ben Romdhane, ministre des Affaires Sociales, est revenu sur la question cruciale du r\u00e9gime des retraites. Aujourd’hui, comme nous le savons, le syst\u00e8me est en d\u00e9ficit. Outre l\u2019\u00e9conomie informelle \u00e9voqu\u00e9e pr\u00e9c\u00e9demment, la transition d\u00e9mographique figure parmi les facteurs qui expliquent la situation actuelle de la CNSS et de la CNRPS.<\/p>\n

La plus rapide des transitions d\u00e9mographiques<\/h5>\n

Durant les ann\u00e9es 60, les femmes Tunisiennes \u00e9taient parmi les championnes Africaines en termes de f\u00e9condit\u00e9. Une femme donnait naissance \u00e0 7 enfants en moyenne. Or, en 1990, l\u2019indice est pass\u00e9 \u00e0 2,1 enfants par femme, soit tout juste la reproduction d\u00e9mographique. En 30 ans donc, la Tunisie a r\u00e9alis\u00e9 la plus rapide des transitions d\u00e9mographiques dans le monde.
\nAutre facteur cl\u00e9 ayant affect\u00e9 l\u2019\u00e9tat de la CNSS et de la CNRPS : l\u2019esp\u00e9rance de vie. En 1956, elle se chiffrait \u00e0 47 ans. Aujourd’hui, elle a atteint les 75 ans.<\/p>\n

Qui va financer les retraites ?<\/h5>\n

La combinaison de ces deux facteurs, transition d\u00e9mographique, donc vieillissement de la population et esp\u00e9rance de vie, ont eu les cons\u00e9quences d\u00e9sastreuses, que l\u2019on conna\u00eet aujourd’hui, sur la CNSS et la CNRPS . Avec un nombre d\u2019actifs en baisse continue et un nombre de retrait\u00e9s en constante augmentation, il est devenu difficile de financer les pensions de retraite. Le syst\u00e8me corporatiste que nous avons h\u00e9rit\u00e9 du mod\u00e8le Fran\u00e7ais fait donc face \u00e0 ses limites. Mahmoud Ben Romdhane l\u2019avait lui-m\u00eame affirm\u00e9 : le d\u00e9ficit structurel de la CNSS et de la CNRPS est en augmentation exponentielle.<\/p>\n

Travailler plus, pour payer plus ?<\/h5>\n

Que faire face \u00e0 une telle situation ? L\u2019une des mesures phares qui a \u00e9t\u00e9 avanc\u00e9e par le gouvernent concerne l\u2019augmentation de la dur\u00e9e de cotisation pour les actifs. Exit la retraite \u00e0 60 ans. D\u00e9sormais, les travailleurs auront la possibilit\u00e9 de choisir entre partir \u00e0 60 ans ou au-del\u00e0 de cette limite qui a n\u2019a que trop dur\u00e9. Ainsi, il sera possible d\u2019assurer un financement plus cons\u00e9quent pour la S\u00e9curit\u00e9 Sociale.<\/p>\n

Encore faut-il que les employeurs jouent le jeu. Nombreux sont ceux qui \u00e9vitent ouvertement de payer les imp\u00f4ts sociaux, creusant ainsi le d\u00e9ficit de la \u00a0CNSS et la de CNRPS . Se pose ensuite la question du ch\u00f4mage des jeunes. Nombreux diront que le fait d\u2019augmenter la dur\u00e9e de cotisation risquerait d\u2019exclure les jeunes actifs du march\u00e9 de l\u2019emploi.<\/p>\n

L\u2019\u00e9quation est donc p\u00e9rilleuse pour le gouvernement. Ses choix vont se r\u00e9v\u00e9ler cruciaux. Il sera vital de trouver un \u00e9quilibre entre la lutte contre le ch\u00f4mage et celle contre les d\u00e9ficits de la S\u00e9curit\u00e9 Sociale. La cr\u00e9ation de richesse est l\u2019une des solutions pouvant rem\u00e9dier \u00e0 cette grande probl\u00e9matique. Celle-ci passe in\u00e9vitablement par l\u2019investissement.<\/p>\n

Or, cette notion est en berne en Tunisie et les investissements publics manquent cruellement \u00e0 l’appel…<\/p>\n","protected":false},"excerpt":{"rendered":"

En marge de la conf\u00e9rence de presse relative \u00e0 l\u2019\u00e9conomie informelle, Mahmoud Ben Romdhane, ministre des Affaires Sociales, est revenu sur la question cruciale du r\u00e9gime des retraites. Aujourd’hui, comme…<\/p>\n","protected":false},"author":63,"featured_media":64471,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,9],"tags":[1714,1713,1705,1712],"class_list":["post-64470","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-societe","tag-cnrps","tag-cnss","tag-mahmoud-ben-romdhane","tag-retraite-tunisie"],"yoast_head":"\nComment sauver les retraites ? - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"En marge de la conf\u00e9rence de presse relative \u00e0 l\u2019\u00e9conomie informelle, Mahmoud Ben Romdhane, ministre des Affaires Sociales, est revenu sur la question\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/comment-sauver-les-retraites\/amp\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comment sauver les retraites ? - R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"og:description\" content=\"En marge de la conf\u00e9rence de presse relative \u00e0 l\u2019\u00e9conomie informelle, Mahmoud Ben Romdhane, ministre des Affaires Sociales, est revenu sur la question\" \/>\n<meta property=\"og:url\" content=\"https:\/\/realites.com.tn\/fr\/comment-sauver-les-retraites\/amp\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realites.tn\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-05-24T12:45:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/05\/20160523_0946111.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"667\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"F. 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