{"id":66531,"date":"2016-06-24T14:30:04","date_gmt":"2016-06-24T13:30:04","guid":{"rendered":"http:\/\/www.realites.com.tn\/?p=66531"},"modified":"2016-06-24T13:52:23","modified_gmt":"2016-06-24T12:52:23","slug":"bna-2015-une-annee-difficile-mais-de-bonnes-perspectives-pour-2016","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/bna-2015-une-annee-difficile-mais-de-bonnes-perspectives-pour-2016\/","title":{"rendered":"BNA : 2015, une ann\u00e9e difficile, mais de bonnes perspectives pour 2016"},"content":{"rendered":"

\"bna\"<\/a><\/p>\n

Habib Belhaj Gouider, PDG de la Banque Nationale Agricole (BNA), a tenu une conf\u00e9rence de presse pour pr\u00e9senter les r\u00e9sultats financiers de l’exercice 2015 de la banque nationale. La tendance g\u00e9n\u00e9rale est \u00e0 la baisse. Le b\u00e9n\u00e9fice net de la banque a chut\u00e9 de 45%, se chiffrant ainsi \u00e0 30,559 millions de dinars en 2015 contre 55,533 en 2014.<\/p>\n

Le produit net bancaire, pour sa part a enregistr\u00e9 une augmentation annuelle moyenne de 6,9% durant les 5 derni\u00e8res ann\u00e9es, atteignant ainsi les 335 millions de dinars en 2015. \u00ab\u00a02015 \u00e9tait une ann\u00e9e difficile, mais nous pourrons faire mieux en 2016\u00a0\u00bb<\/em>, a d\u00e9clar\u00e9 Habib Belhaj Gouider, PDG de la BNA.<\/p>\n

\"20160624_112154\"<\/a><\/p>\n

BNA : les perspectives de 2016<\/h5>\n

La BNA va se focaliser sur 5 objectifs en 2016 selon Habib Belhaj Gouider :<\/p>\n

    \n
  • L’am\u00e9lioration du taux de couverture des cr\u00e9ances class\u00e9es en vue d’\u00eatre au m\u00eame niveau que les banques priv\u00e9es<\/li>\n<\/ul>\n
      \n
    • La focalisation sur le recouvrement amiable et contentieux pour r\u00e9duire en cons\u00e9quence les taux des cr\u00e9ances class\u00e9es<\/li>\n<\/ul>\n
        \n
      • Le respect des rations prudentiels en mati\u00e8re de solvabilit\u00e9 et de liquidit\u00e9<\/li>\n<\/ul>\n
          \n
        • Une politique commerciale plus agressive bas\u00e9e sur les visites des structures r\u00e9gionales<\/li>\n<\/ul>\n
            \n
          • Une fixation d’objectifs ambitieux en mati\u00e8re de collecte et d’octroi de cr\u00e9dit en collaboration avec toutes les structures concern\u00e9es.<\/li>\n<\/ul>\n

            Par ailleurs, le rapport annuel de la BNA \u00e9voque les hypoth\u00e8ses et les r\u00e9sultats attendus pour 2016. Ainsi, on s’attend \u00e0 un accroissement de 7% du total bilan. L’encours global des engagements bruts devrait, pour sa part, augmenter de 4%. L’encours des ressources mobilis\u00e9es aupr\u00e8s de la client\u00e8le, quant \u00e0 lui, va augmenter de 6,5%. La BNA pr\u00e9voit \u00e9galement la hausse de l’encours des emprunts et ressources sp\u00e9ciales (+30,7%). Quant \u00e0 l’encours brut du portefeuille-titre d’investissement, celui-ci va baisser de 2% en 2016.<\/p>\n","protected":false},"excerpt":{"rendered":"

            Habib Belhaj Gouider, PDG de la Banque Nationale Agricole (BNA), a tenu une conf\u00e9rence de presse pour pr\u00e9senter les r\u00e9sultats financiers de l’exercice 2015 de la banque nationale. La tendance…<\/p>\n","protected":false},"author":63,"featured_media":66536,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[3,1464],"tags":[1805,2032,2031],"class_list":["post-66531","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-entreprises","tag-bna","tag-habib-belhaj-gouider","tag-resultats-bna-2015"],"yoast_head":"\nBNA : 2015, une ann\u00e9e difficile, mais de bonnes perspectives pour 2016 - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Habib Belhaj Gouider, PDG de la Banque Nationale Agricole (BNA), a tenu une conf\u00e9rence de presse pour pr\u00e9senter les r\u00e9sultats financiers de l'exercice\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/bna-2015-une-annee-difficile-mais-de-bonnes-perspectives-pour-2016\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BNA : 2015, une ann\u00e9e difficile, mais de bonnes perspectives pour 2016 - R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"og:description\" content=\"Habib Belhaj Gouider, PDG de la Banque Nationale Agricole (BNA), a tenu une conf\u00e9rence de presse pour pr\u00e9senter les r\u00e9sultats financiers de l'exercice\" \/>\n<meta property=\"og:url\" content=\"https:\/\/realites.com.tn\/fr\/bna-2015-une-annee-difficile-mais-de-bonnes-perspectives-pour-2016\/\" \/>\n<meta property=\"og:site_name\" content=\"R\u00e9alit\u00e9s Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/realites.tn\/\" \/>\n<meta property=\"article:published_time\" content=\"2016-06-24T13:30:04+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/realites.com.tn\/fr\/wp-content\/uploads\/2016\/06\/20160624_101427.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"667\" \/>\n\t<meta property=\"og:image:height\" content=\"500\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"F. 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