{"id":85938,"date":"2017-04-17T11:00:24","date_gmt":"2017-04-17T10:00:24","guid":{"rendered":"http:\/\/www.realites.com.tn\/?p=85938"},"modified":"2017-04-17T12:16:59","modified_gmt":"2017-04-17T11:16:59","slug":"uib-un-bilan-largement-positif-au-cours-du-premier-trimestre-2017","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/uib-un-bilan-largement-positif-au-cours-du-premier-trimestre-2017\/","title":{"rendered":"UIB : Un bilan largement positif au cours du premier trimestre 2017"},"content":{"rendered":"

\"uib-18072106\"
\nL\u2019Union Internationale de Banques (UIB) d\u00e9montre une belle performance au cours du premier trimestre 2017 dans un environnement encore difficile \u00e0 bien des \u00e9gards. Ses Produits d\u2019Exploitation Bancaires sont en hausse de +14,6% sur un an (+ 17,7% hors contribution au Fonds de Garantie des D\u00e9p\u00f4ts pr\u00e9vue par le d\u00e9cret gouvernemental num\u00e9ro 2017-268 du 1er f\u00e9vrier 2017 fixant les r\u00e8gles d\u2019intervention, d\u2019organisation et de gestion de ce fonds ainsi que les r\u00e8gles relatives \u00e0 l\u2019adh\u00e9sion et \u00e0 l\u2019indemnisation des clients d\u00e9posants des banques). Ils sont tir\u00e9s par la dynamique des marges d\u2019int\u00e9r\u00eat et sur commissions et par la hausse des revenus du portefeuille-titres commercial et
\nd\u2019investissement.<\/p>\n

La progression des revenus de l\u2019UIB refl\u00e8te la bonne dynamique de conqu\u00eate commerciale et son r\u00f4le accru dans le financement de l\u2019\u00e9conomie sans compter les gains de parts de march\u00e9s dans les
\ndiff\u00e9rents segments de client\u00e8le Corporate et Retail. L\u2019encours de ses d\u00e9p\u00f4ts et de ses cr\u00e9dits \u00e0 la client\u00e8le, en progression de +9,7% vs. fin mars 2016, t\u00e9moigne de la confiance de ses clients.<\/p>\n

L\u2019UIB d\u00e9montre, \u00e9galement, une rigueur op\u00e9rationnelle refl\u00e9tant ses efforts continus de rationalisation, avec une \u00e9volution contenue des charges op\u00e9ratoires (+7,1%) lui permettant d\u2019am\u00e9liorer son
\ncoefficient d\u2019exploitation (47,8%), et un co\u00fbt du risque en forte baisse.<\/p>\n

Le bilan du premier trimestre 2017 est largement positif avec notamment un Produit Net Bancaire en progression de +10,4% (+15,1% hors contribution au Fonds de Garantie des D\u00e9p\u00f4ts ), un R\u00e9sultat Brut d\u2019Exploitation en hausse de +13,6% (+22,9% hors contribution au Fonds de Garantie des D\u00e9p\u00f4ts) et un b\u00e9n\u00e9fice avant imp\u00f4t en augmentation de +27,4% (+38,6% hors contribution au Fonds de Garantie des D\u00e9p\u00f4ts).<\/p>\n

Les r\u00e9sultats de facture solide de l\u2019UIB, qui s\u2019inscrivent dans la trajectoire de ses objectifs et de ses ambitions, traduisent son potentiel de croissance ainsi que les niveaux d\u2018excellence op\u00e9rationnelle et d\u2019engagement reconnus des ses collaborateurs. Son socle de rentabilit\u00e9 des fonds propres (avec plus de 20% de ROE) refl\u00e8te ses fondations solides qui lui permettent de franchir, en 2017, une nouvelle marche dans le palmar\u00e8s des banques tunisiennes.<\/p>\n","protected":false},"excerpt":{"rendered":"

L\u2019Union Internationale de Banques (UIB) d\u00e9montre une belle performance au cours du premier trimestre 2017 dans un environnement encore difficile \u00e0 bien des \u00e9gards. Ses Produits d\u2019Exploitation Bancaires sont en…<\/p>\n","protected":false},"author":60,"featured_media":67677,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[27,4,6],"tags":[],"class_list":["post-85938","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-actualites","category-economie"],"yoast_head":"\nUIB : Un bilan largement positif au cours du premier trimestre 2017 - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"L\u2019Union Internationale de Banques (UIB) d\u00e9montre une belle performance au cours du premier trimestre 2017 dans un environnement encore difficile \u00e0 bien\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/uib-un-bilan-largement-positif-au-cours-du-premier-trimestre-2017\/amp\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UIB : Un bilan largement positif au cours du premier trimestre 2017 - 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