{"id":89510,"date":"2017-06-02T13:14:12","date_gmt":"2017-06-02T12:14:12","guid":{"rendered":"http:\/\/www.realites.com.tn\/?p=89510"},"modified":"2017-06-02T13:14:12","modified_gmt":"2017-06-02T12:14:12","slug":"uib-un-bilan-positif-qui-annonce-une-periode-prometteuse","status":"publish","type":"post","link":"https:\/\/realites.com.tn\/fr\/uib-un-bilan-positif-qui-annonce-une-periode-prometteuse\/","title":{"rendered":"UIB: un bilan positif qui annonce une p\u00e9riode prometteuse"},"content":{"rendered":"

\"uib-1\"Lors de l\u2019Assembl\u00e9e g\u00e9n\u00e9rale ordinaire (AGO) de l\u2019Union internationale de banques (UIB) pour l\u2019exercice 2016, organis\u00e9e jeudi 01 juin 2017, pr\u00e9sid\u00e9e par Alexandre Maymat, Pr\u00e9sident du Conseil d\u2019administration, Kamel N\u00e9ji, Directeur g\u00e9n\u00e9ral de l\u2019UIB, a indiqu\u00e9 que 2016 a \u00e9t\u00e9 une ann\u00e9e cruciale pour l\u2019UIB, avec des avanc\u00e9es remarquables pour son d\u00e9veloppement futur. Il a pr\u00e9cis\u00e9 qu’en 2016, l\u2019UIB a su franchir une nouvelle \u00e9tape dans sa trajectoire de croissance avec un r\u00e9sultat avant imp\u00f4ts de \u00a0113,7 MTND en progression de 26,4% et un r\u00e9sultat net en hausse de 18,4 % \u00e0 75,8 millions de dinars affichant un d\u00e9passement de plus de 10 MTND par rapport au r\u00e9sultat net pr\u00e9visionnel.
\nAussi, l\u2019UIB a-t-elle affich\u00e9 une rentabilit\u00e9 des fonds propres (ROE) de plus de 22%, un des niveaux les plus \u00e9lev\u00e9s du secteur bancaire en Tunisie.
\nLes d\u00e9p\u00f4ts de la client\u00e8le ont atteint 3 661,34 MTND, en hausse de +7,6 % affichant un additionnel de 259 MTND. L\u2019UIB a continu\u00e9 \u00e0 consolider, aussi, la structure \u00e9quilibr\u00e9e de ses ressources, privil\u00e9giant notamment les d\u00e9p\u00f4ts d\u2019\u00e9pargne qui ont repr\u00e9sent\u00e9 35,2% des ressources client\u00e8le \u00e0 fin 2016 (vs 27% pour le secteur des banques priv\u00e9es).
\nLe ratio Cr\u00e9dits\/D\u00e9p\u00f4ts s\u2019est \u00e9tabli \u00e0 103%, et ce, en tenant compte des emprunts et ressources sp\u00e9ciales.
\nLe DG de l\u2019UIB, \u00a0aujourd’hui 4\u00e8me banque priv\u00e9e en termes de PNB, a indiqu\u00e9 que celui-ci a connu une hausse\u00a0de +14,3% et a atteint 247,8 MTND au titre de l\u2019exercice 2016 (contre une pr\u00e9vision de 243,4MTND).<\/p>\n

\"uib\"
\nSur un autre plan, la progression des charges op\u00e9ratoires est rest\u00e9e contenue \u00e0 9,8% (120,2 MTND vs 109,5 MTND en 2015), un rythme nettement en-de\u00e7\u00e0 de l\u2019\u00e9volution du PNB.
\nSur un autre plan, le co\u00fbt net du risque de contrepartie s\u2019est \u00e9tabli \u00e0 16,6 MTND (correspondant \u00e0 36 points de base), un niveau qui reste mod\u00e9r\u00e9 \u00e0 6,7% du PNB, illustrant la qualit\u00e9 du portefeuille et ce en d\u00e9pit d\u2019une conjoncture \u00e9conomique difficile.
\nLe taux de cr\u00e9ances class\u00e9es a continu\u00e9 \u00e0 r\u00e9gresser \u00e0 9,4% contre 9,9% fin 2015, avec un taux de couverture de 77% (incluant les agios r\u00e9serv\u00e9s).
\nEn ce qui concerne le bilan du premier trimestre 2017,\u00a0Kamel N\u00e9ji a indiqu\u00e9 que l\u2019UIB a enregistr\u00e9 une \u00e9volution contenue des charges op\u00e9ratoires (+7,1%) lui ayant permis d\u2019am\u00e9liorer son coefficient d\u2019exploitation (47,8%) d\u2019une part, et un co\u00fbt du risque en forte baisse d\u2019autre part.\u00a0Il a ajout\u00e9 qu’au vu de ces indicateurs, 2017 sera donc meilleure que 2016.
\nPar ailleurs, en ce qui concerne la nouvelle \u00e9tape strat\u00e9gique 2017-2020, les responsables de l’UIB ont mis l’accent sur une phase de diff\u00e9renciation,\u00a0ajoutant que leur institution accentuera sa strat\u00e9gie d\u2019accompagnement \u00e0 l\u2019international de ses clients et plus particuli\u00e8rement en Afrique et ce, en anticipant les \u00e9volutions \u00a0technologiques, r\u00e9glementaires, soci\u00e9tales ou environnementales afin de r\u00e9pondre aux nouvelles attentes de ses diff\u00e9rentes parties prenantes.<\/p>\n","protected":false},"excerpt":{"rendered":"

Lors de l\u2019Assembl\u00e9e g\u00e9n\u00e9rale ordinaire (AGO) de l\u2019Union internationale de banques (UIB) pour l\u2019exercice 2016, organis\u00e9e jeudi 01 juin 2017, pr\u00e9sid\u00e9e par Alexandre Maymat, Pr\u00e9sident du Conseil d\u2019administration, Kamel N\u00e9ji,…<\/p>\n","protected":false},"author":60,"featured_media":89512,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[27,4,6,1464],"tags":[],"class_list":["post-89510","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualite","category-actualites","category-economie","category-entreprises"],"yoast_head":"\nUIB: un bilan positif qui annonce une p\u00e9riode prometteuse - R\u00e9alit\u00e9s Magazine<\/title>\n<meta name=\"description\" content=\"Lors de l\u2019Assembl\u00e9e g\u00e9n\u00e9rale ordinaire (AGO) de l\u2019Union internationale de banques (UIB) pour l\u2019exercice 2016, organis\u00e9e jeudi 01 juin 2017, pr\u00e9sid\u00e9e par\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/realites.com.tn\/fr\/uib-un-bilan-positif-qui-annonce-une-periode-prometteuse\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"UIB: un bilan positif qui annonce une p\u00e9riode prometteuse - 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